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2011-083569 Washington County, Oregon 2011- 083569 11/28/2011 09:25:05 AM D -M Cnt =1 Stn =29 RECORDS1 $55.00 $5.00 $11.00 $15.00 - Total = $86.00 1111 111 11 111 11111 111 111 1111 01652373201100835690110114 AFTER RECORDING RETURN TO: I, Richard Hobernlcht, Director of Assessment and ,, 7a4.. Taxation end Ex- Officio County Clerk for Washington CIt of Ti and County, Oregon, do hereby certify that the within li l Y 9 Instrument of writing was received a d re orded In th e 13125 SW Hall Blvd book of records of said coupy;. , Tigard OR 97223 Richar Hobernlcht, Dire Assessment and , g Taxation, Ex- Officio County Clerk NO CHANGE IN TAX STATEMENTS This space is reserved for recorder's use. SERVICE CONNECTION DEED OF TRUST THIS DEED OF TRUST, made this 12th day of October, 2011, between Margaret E. Avolio, with an address of 11855 SW James Court, as Grantor, Jeff Bennett, attorney, a Vice President of the Jordan Schrader Ramis, PC, having its office at Two Centerpointe Drive 6 Floor, Lake Oswego, Oregon, as Trustee, and the City of Tigard, an Oregon Municipal Corporation, with an address of 13125 SW Hall Boulevard, Tigard, OR 97223, as Beneficiary. Grantor hereby grants, bargains, sells, and conveys to Trustee in trust, with power of sale, the property in Washington County, Oregon, described as follows: Travport Park, Lot 8 (the "Property"), together with all rights, privileges, permits, licenses, tenements, hereditaments, rights -of -way, easements and appurtenances of the land, and all right, title and interest of Grantor in and to any streets, ways, alleys or strips adjoining the Property or any part thereof, and all other rights thereunto belonging or in any way now or hereafter appertaining, and the rents, issues, and profits thereof. Grantor owns the Property which is improved with a residential structure existing at the time the reimbursement district was finalized and Grantor desires to connect that structure to the sewer system. Grantor has voluntarily applied to Beneficiary to connect to the public sewerage system. By its duly adopted resolutions, Beneficiary has sponsored and finalized a sewer reimbursement district that has extended sewer service to the Property. By finalizing the reimbursement district, the Beneficiary has imposed a sewer reimbursement fee. As a condition of connecting a structure to the sewer system, the Beneficiary has also imposed a sewer system development charge. • • • • The total sewer reimbursement fee and system development charge is $16,804.68, for the privilege of connecting the Property to the Beneficiary's sewerage system. Grantor desires to make payments of the sewer reimbursement district fees and system development charge over an extended period of time and the Beneficiary has agreed to such payment plan. FOR THE PURPOSE OF SECURING PERFORMANCE of each agreement of Grantor herein and payment of the sum of $16,804.68 as described above, with interest thereon according to the terms of a promissory note of even date herewith, payable to Beneficiary and made by Grantor, the final payment of principal and interest hereof, if not sooner paid, to be due and payable on January 1, 2022. The date of maturity of the debt secured by this instrument is the date, stated above, on which the final installment of the note becomes due and payable. , 1. Grantor agrees to pay to Beneficiary sewer reimbursement fees plus the system development charge which totals $16,804.68 in not less than twenty (20) equal , :;, installments of $963.90 each on the first day of January and July of each year, together with and in addition to each said installment, interest on the unpaid principal balance. Payments received shall be applied first to accrued interest and then to principal. 2. Grantor agrees to protect, preserve, and maintain the Property in good condition and repair; not to remove or demolish any building or improvement thereon; and not to commit or permit any waste or cause diminution of the value of the Property. Beneficiary shall have the right directly or through agents, to inspect the Property at all reasonable times with or without prior notice to Grantor. 3. Grantor agrees to complete or restore promptly and in good and habitable condition any building or improvement which may be constructed, damaged, or destroyed thereon, and pay all costs incurred in such construction or reconstruction when due. 4. Grantor agrees to comply with all laws, ordinances, regulations, covenants, conditions, and restrictions affecting the Property; if the Beneficiary so requests, to join in executing such financing statements pursuant to the Uniform Commercial Code as the Beneficiary may require and to pay for filing same in the proper public office or offices, as well as the cost of all lien searches made by filing officers or searching agencies as may be deemed desirable by the Beneficiary. 5. Grantor agrees to keep the Property free from construction liens and to pay all taxes, assessments, and other charges that may be levied or assessed upon or against the Property before any part of such taxes, assessments, and other charges become past due or delinquent and promptly deliver receipts therefor to Beneficiary; should the Grantor fail to make payment of any taxes, assessments, liens, or other charges payable by Grantor, either by direct payment or by providing Beneficiary with funds with which to make such payment, Beneficiary may, at its option, make payment thereof, and the amount so paid, with interest at the rate set forth in the note secured • hereby, together with the obligations described in paragraphs 6 and 7 below, shall be added to and become a part of the debt secured by this Deed of Trust, without waiver of any rights arising from breach of any of the covenants hereof and for such payments, with interest as aforesaid, the Property herein before described, as well as the Grantor, shall be bound to the same extent that they are bound for the payment of the obligation herein described, and all such payments shall be immediately due and payable without notice, and the nonpayment thereof shall, at the option of the Beneficiary, render all sums secured by this Deed of Trust immediately due and payable and constitute a breach of this Deed of Trust. 6. Grantor agrees to pay all costs, fees, and expenses of this Deed of Trust including the cost of title search as well as the other costs and expenses of the Trustee incurred in connection with or in enforcing this obligation and Trustee's fees and attorney fees actually incurred. 7. Grantor agrees to appear in and defend any action or proceeding purporting to affect the security rights or powers of Beneficiary or Trustee; and in any suit, action, or proceeding in which the Beneficiary or Trustee may appear, including any suit for the foreclosure of this Deed of Trust or any suit or action related to this instrument, including but not limited to its validity and /or enforceability, to pay all costs and expenses, including evidence of title and the Beneficiary's or Trustee's attorney fees; the amount of attorney fees mentioned in this paragraph 7 in all cases shall be fixed by the trial court and in the event of an appeal from any judgment or decree of the trial court, Grantor further agrees to pay such sum at the appellate court shall adjudge reasonable as the Beneficiary's or trustee's attorney fees on such appeal. 8. Grantor agrees to keep this Property and all buildings now or hereafter erected on the Property insured against loss or damage by fire and other hazards, as the Beneficiary may from time to time require, in an amount not less than $25,000, written by one or more companies acceptable to the Beneficiary; with loss payable to the latter. Grantor shall further ensure that all policies of insurance required hereunder provide not less than thirty (30) days' prior written notice to Beneficiary of any cancellation or material change in terms of any required policies. All policies of insurance shall be delivered to the Beneficiary as soon as issued. If the Grantor shall fail for any reason to procure any such insurance and to deliver the policies to the Beneficiary at least fifteen (15) days prior to the expiration of any policy of insurance now or hereafter placed on the buildings, the Beneficiary may procure the same at Grantor's expense. The amount collected under any fire or other insurance policy may be applied by Beneficiary upon any indebtedness secured hereby and in such order as Beneficiary may determine, or at option of Beneficiary the entire amount so collected, or any part thereof, may be released to Grantor. Such application or release shall not cure or waive any default or notice of default hereunder or invalidate any act done pursuant to such notice. 9. Grantor further agrees that each of the following shall be an event of default hereunder: 9.1 Failure to Pay. The failure of the Grantor to make any payment to Beneficiary as and when due. Beneficiary shall provide Grantor with ten (10) days' written notice of default, but not more than two (2) such notices need be sent during any twelve (12) -month period. 9.2. Other Defaults. Failure of Grantor to observe or perform any other obligations under this Deed of Trust, other than as specified in Section 9.1 above, within ten (10) days after notice from Beneficiary specifying the nature of the deficiency. No notice of default and opportunity to cure shall be required if during the prior twelve (12) months Beneficiary has already sent a notice to Grantor concerning a failure to pay or a deficiency in performance of the same obligation. 9.3 Insolvency. The insolvency of Grantor; abandonment of the Property, or any parcel or portion thereof; ari assignment by Grantor for the benefit of creditors; the filing by Grantor of a voluntary petition in bankruptcy or an adjudication that Grantor is bankrupt; the appointme for the property of Grantor; or the filing of an involuntary petition in bankrup cy:and the failure of Grantor to secure the dismissal of the petition within thirty (30) days after filing. 9.4 Transfer. The sale, conveyance, transfer or other disposition of the Property, or any part thereof, or any interest therein, including the transfer of possessory rights therein, directly or indirectly, either voluntarily, involuntarily or by operation of law, by contract, deed or otherwise, without Beneficiary's prior written consent, which consent shall not be unreasonably withheld. The Beneficiary may attach such conditions to its consent as Beneficiary may determine in its sole discretion, including without limitation, an increase in the interest rate or the payment of transfer or assumption fees and the payment of administrative and legal fees and costs incurred by Beneficiary. 9.5 The default by Grantor under any superior encumbrance to this Deed of Trust. Any event of default under this Section 9 shall apply and refer to Grantor, anyguarantor of Grantor's obligations to Beneficiary, and to each of the individuals or entities which are collectively referred to as "Grantor." IT IS MUTUALLY AGREED among the parties that 10. In the event that all or any portion of the Property shall be taken under the right of eminent domain or condemnation, Beneficiary shall have the right, at its option, to require that all or any portion of the monies payable as compensation for such taking, which are in excess of the amount required to pay all reasonable costs, expenses, and attorney fees necessarily paid or incurred by Grantor in such proceedings, shall be paid to Beneficiary and applied by it first upon any reasonable costs and expenses and attorney fees, both in the trial and appellate courts, necessarily paid or incurred by Beneficiary in such proceedings, and the balance applied upon the indebtedness secured hereby; and Grantor agrees, at its own expense, to take such actions and execute such instruments as shall be necessary in obtaining such compensation, promptly upon Beneficiary's request. 11. Upon written request of Beneficiary, at any time and from time to time, and upon payment of its fees and presentation of this Deed of Trust and the note for endorsement (in case of full reconveyances, for cancellation), without affecting the liability of any person for the payment of the indebtedness, Trustee may (a) consent to the making of any map or plat of the Property; (b) join in granting any easement or creating any restriction thereon; (c) join in any subordination or other agreement affecting this Deed of Trust or the lien or charge thereof; (d) reconvey, without warranty, all or any part of the Property. The Grantee in any reconveyance may be described as the "person or persons legally entitled thereto," and the recitals therein of any matters or facts shall be conclusive proof of the truthfulness thereof. Trustee's fees for any of the services mentioned in this paragraph shall be not less than $5.00., 12. Upon any default by Grantor hereunder, Beneficiaafimay at any time without notice and ex parte, either in person, by agent, or b4yiajreceiver to be appointed by a court, and without regard to the adequacy of any security for the indebtedness hereby secured, enter upon and take possession of the Property or any part thereof, in its own name sue or otherwise collect the rents, issues, and profits, including those past due and unpaid, and apply the same, less costs and expenses of operation and collection, including reasonable attorney fees upon any indebtedness secured hereby, and in such order as Beneficiary may determine. Any receiver appointed may serve without bond. Beneficiary shall not be disqualified to serve as receiver. The expense of the receivership ( including counsel fees and other costs) shall be secured by this Deed of Trust. 13. The entering upon and taking possession of the Property, the collection of such rents, issues and profits or compensation or awards for any taking of the Property, and the application or release thereof as aforesaid, shall not cure or waive any default or notice of default hereunder or invalidate any act done pursuant to such notice. 14. The Beneficiary may declare all sums secured hereby immediately due and payable, upon default by Grantor in payment of any indebtedness secured hereby or in Grantor's performance of any agreement hereunder, time being of the essence with respect to such payment and /or performance. In such an event, the Beneficiary may elect to proceed to foreclose this Deed of Trust in equity as a mortgage or direct the Trustee to foreclose this Deed of Trust by advertisement and sale, or may direct the Trustee to pursue any other right or remedy, either at law or in equity, which the Beneficiary may have. In the event the Beneficiary elects to foreclose by advertisement and sale, the Beneficiary or the Trustee shall execute and cause to be recorded a written notice of default and election to sell the Property to satisfy the obligation secured hereby whereupon the Trustee shall fix the time and place of sale, give notice thereof as required by law, and proceed to foreclose this Deed of Trust in the manner provided in ORS 86.735 to 86.795. 15. After the Trustee has commenced foreclosure by advertisement and sale, and at any time prior to five (5) days before the date the Trustee conducts the sale, the Grantor or any other person so privileged by ORS 86.753, may cure the default or defaults. If the default consists of a failure to pay, when due, sums secured by the Deed of Trust, the default may be cured by paying the entire amount due at the time of the cure other than such portion as would not then be due had no default occurred. Any other default that is capable of being cured may be cured by tendering the performance required under the obligation or Deed of Trust. In any case, in addition to curing the default or defaults, the person making the cure shall pay all costs and expenses actually incurred by the Beneficiary enforcing the obligation of the Deed of Trust together with Trustee's fees and attorney fees not exceeding the amounts provided by law. 16. If the default is not so cured, the sale shall be held on the date and at the time and place designated in the notice of sale or the time to which the sale may be postponed as provided by law. The Trustee may sell the Property either in one parcel • a '` r or in separate parcels and shall sell the parcel or parcels at auctionuto the highest bidder `rye' •t for cash, payable at the time of sale. Trustee shall deliver to the purchaser its deed in the form required by law conveying the Property so sold, but without any covenant or warranty, express or implied. The recitals in the deed of any matters of fact shall be conclusive proof of the truthfulness thereof. Any person, excluding the Trustee, but including the Grantor and Beneficiary, may purchase at the sale. 17. When Trustee sells pursuant to the powers provided herein, Trustee shall apply the proceeds of sale to payment of (1) the expenses of sale, including the compensation of the Trustee and a reasonable charge by trustee's attorney, (2) to the obligation secured by the Deed of Trust, (3) to all persons having recorded liens subsequent to the interest of the Trustee in the Deed of Trust as their interests may appear in the order of their priority and (4) the surplus, if any, to the Grantor or to any successor in interest entitled thereto. 18. Beneficiary may from time to time appoint a successor or successors to any Trustee named herein or to any Successor Trustee appointed hereunder. Upon such appointment, and without conveyance to the Successor Trustee, the Successor Trustee shall be vested with all title, powers, and duties conferred upon any Trustee herein named or appointed hereunder. Each such appointment and substitution shall be made by written instrument executed by Beneficiary, which, when recorded in the mortgage records of the county or counties in which the Property is located, shall be proof of proper appointment of the successor trustee. 19. Trustee accepts this trust when this Deed of Trust, duly executed and acknowledged, is recorded and made a public record as provided by law. Trustee is not obligated to notify any party hereto of pending sale under any other deed of trust or of any action or proceeding in which Grantor, Beneficiary, or Trustee shall be a party unless such action or proceeding is brought by Trustee. The Grantor covenants and agrees to and with the Beneficiary and the Beneficiary's successor in interest that the Grantor is lawfully seized in fee simple of the real Property and has a valid, unencumbered title thereto, except as may be set forth in an addendum or exhibit attached hereto, and that the Grantor will warrant and forever defend the same against all persons whomsoever. This Deed of Trust applies to, inures to the benefit of, and shall bind all parties hereto, their heirs, legatees, devisees, administrators, executors, personal representatives, successors, and assigns. The term Beneficiary shall mean the holder and owner, including pledgee, of the contract secured hereby, whether or not named as a Beneficiary herein. IN WITNESS WHEREOF, the Grantor has executed this instrument on the day il d year first above written. _ a -c,r►v (�O r 1‘ garet E�Avolio STATE OF OREGON ) y ` ) ss. County of WCISfiv\ 30 ) This instrument was acknowledged before me on this ( D day of 1\)D i Flo —ear , 20 1 ( , by D011(05 B IAU 01 I 0 and OFFICIAL SEAL Uvl E jLd Zi � ANGELA M EASTON 9 �t,u v v NOTARY PUBLJC- OREGON COMMISSION NO. 456293 NOTAR PUBLIC FOR OREGON MY COMMISSION EXPIRES APRIL 17, 2015 My Commission Expires: 14-pr; 1 (1 t ab (.5 DURABLE GENERAL POWER OF ATTORNEY I MARGARET EILEEN AVOLIO do hereby make, constitute and appoint DOUGLAS BRIAN AVOLIO my Agent and attorney in fact (hereinafter called Agent), with power and authority: 1. Support. To make expenditures for my care, maintenance, support and general welfare, and to distribute such sums as are necessary for the care, maintenance, education and support of members of my immediate family who are or become dependent upon me for support; 2. Management. To take possession of, manage, administer, operate, maintain, improve and control all my property, real and personal; to insure and keep the same insured; and to pay any and all taxes, charges and assessments that may be levied or imposed upon any thereof; 3. Collections. To collect and receive any money, property, debts or claims whatsoever, now or hereafter due, owing and payable or belonging to me; and to forgive debts; and to give receipts, acquittance or other sufficient discharges for any of the same; 4. Checks and Notes. To sign, endorse, sell, discount, deliver and /or deposit checks, drafts, notes and negotiable or nonnegotiable instruments, including any payments to me drawn on the Treasury of the United States or the State of Oregon or any other state or governmental entity, and to accept drafts; 5. Investments. To retain any property in the hands of the Agent in the form in which it was received; and to make investments and changes of investments in such securities, including common and preferred stocks of corporations or other property, real or personal, as my Agent may deem prudent; 6. Debts. To pay my debts and other obligations; 7. Litigation. To sue upon, defend, compromise, submit to arbitration or adjust any controversies in which .I may be interested; and to act in my name in any complaints, proceedings or suits with all the powers I would possess if personally present and under no legal disability. 8. Acquisition. To bargain for, buy and deal in property and goods of every description; 9. Disposition. To sell, convey, grant, exchange, transfer, option, convert, mortgage, pledge, consign, lease and otherwise dispose of any of my property, whether real or personal; DURABLE GENERAL POWER OF ATTORNEY - 1 10. Borrowing. To advance or loan the Agent's own funds on my behalf; and to borrow any sums of money on such terms and at such rate of interest as my Agent may deem proper and to give security for the repayment of the same; 11. Agreement. To make and deliver any deed, conveyances, contracts, covenants and other instruments, undertakings or agreements, either orally or in writing, which my Agent may deem proper; 12. Voting. To appear and vote for me in person or by proxy at any corporate or other meeting. 13. Safety Deposit Box. To have access to any safety deposit box which has been rented in my name or in the name of myself and any other person or persons; 14. Withdrawal of Funds. To withdraw any monies deposited with any bank, mutual savings bank, credit union, savings and loan association, mutual fund, money market account, investment advisor or broker in my name or in the name of myself and any other person or persons and generally to do any business with any such financial institution or agency on my behalf. 15. Tax Returns. To sign and file on my behalf all city, county, state, federal and other governmental or quasi - governmental tax returns or reports of every kind whatsoever; to execute waivers, extension agreements, settlement agreements and closing agreements with respect to those returns and to appear for mr, in person or by attorney, and represent me before the United State Treasury Department or the Oregon Department of Revenue or the taxing authority of any other state or governmental entity; 16. Government Benefits. To do and perform every act necessary or desirable and to serve as representative payee with respect to rights and entitlement for my benefit and the benefit of my spouse from Social Security, Medicare and military service; 17. Treasury Bonds. To purchase U.S. Treasury bonds or other instruments redeemable at par in payment of federal estate taxes; 18. Additions to Trust. To add any or all of my assets to a trust created by me alone or in conjunction with one or more other persons and already in existence at the time of the creation of this power if the trust provides that the income and principal shall be paid to me or applied for my benefit during my lifetime; 19. Business Interests. To continue as a going concern any business interest owned by me, either individually or as a co- partner; DURABLE GENERAL POWER OF ATTORNEY - 2 i 20. Substitution and Delegation. To appoint and substitute for my said Agent any Agents, nominees or attorneys to exercise any or all of the powers herein and to revoke their authority at pleasure. 21. Gifts. To make gifts to any person (except my Agent) or charitable institution provided that the gifts to the person are consistent with the dispositive provisions of my estate plan and provided that gifts to any charitable institution shall be to institutions to which I have contributed during any of the five calendar years immediately preceding the commencement of my disability of inability to manage my affairs. 22. Disclaimer. To disclaim any gift made to me under any testamentary or non - testamentary instrument. 23. General Authority. I authorize my Agent for me in my name generally to do and perform all and every act and thing necessary or desirable to conduct, manage and control all my business and my property, wheresoever situate, and whether now owned or hereafter acquired, as my Agent may deem for my best interests and to execute and acknowledge any and all instruments necessary or proper to carry out the foregoing powers, hereby releasing all third persons from responsibility for my Agent's acts and omissions and I empower my Agent to indemnify all such persons against loss, expense and liability. 24. Third Party Reliance. Third persons may conclusively rely upon the continued validity of this Power of Attorney until receiving actual knowledge of its revocation. Third persons may conclusively rely on a copy of this instrument in its entirety or any portion thereof certified as such by my Agent. 25. Durability. These powers of attorney shall be exercisable by my Agent on my behalf notwhtstanding that I may become legally disabled or incompetent. 26. Governing Law. All questions pertaining to validity, interpretation and administration of this power shall be determined in accordance with the laws of Washington. IN WITNESS WHEREOF, I have hereunto set my hand and seal /. . 4 7 z , 1996 MARGARET EILEEN AVOLIO DURABLE GENERAL POWER OF ATTORNEY - 3 3• • STATE OF OREGON ss. County of Multnomah On this %'/ day of , 1996, personally appeared MARGARET EILEEN AVOLIO and acknowledged the foregoing instrument to be her voluntary act and deed. IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed my official seal the day and year last above written. OFFICIAL SEAL . dI 2 1 .� NOTARY LINDA Nota- Public for Or!-' gon PUBLIC OREGON My Commission Expires: io /� 9 6 COMMISSION NO.018838 y p MY Ci^.lr M tSi3O j irXFIR 1 DURABLE GENERAL POWER OF ATTORNEY - 4