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2011-026583 & 91-017422 Deed of Full Reconveyance Washinr' -n County, Oregon 2011- 026583 '1 04/07/. 02:43:18 PM D -MS Cnt =1 Stn =18 D HOFFMAN n_�Q $6.00 $6,00 $11.00 $16.00 - Total = 838.00 ,] AFTER RECORDING RETURN TO: 1 111111 11 i 11 11 1111 111 111111111 11 11111 Jordan Schrader Ramis PC 01687788201100286830010016 I, Richard Hobernlcht, Director of Assessment and r. ak., Two Centerpointe Dr Ste 600 Taxation and Ex-Officio County Clerk for Washington . County, Oregon, do hereby certify that the within r • 9 Lake Oswego OR 9703 5 ,- Instrument of writing was received a d re orded In the '�` " i b ook of records of said cou . s .... , (50014 -36794 - CLK) 7s+% Richard Hobernlcht, Director of Assessment and -� T Taxation, Ex-Officio County Clerk This space is reserved for recorder's use. U DEED OF FULL RECONVEYANCE Timothy V. Ramis, Trustee under the Deed of Trust dated February 1, 1991, made and : executed by Dennis M. and Mary L. Owens as Grantor, and recorded as Instrument No. 91017422 N on April 11, 1991, in the Official Records in the Office of the Recorder of Washington County, State of Oregon, having received from the Beneficiary under said Deed of Trust a written request to reconvey, reciting that all sums secured by said Deed of Trust have been fully paid, does hereby reconvey, without warranty, to the person or persons legally entitled thereto, all right, title, and interest heretofore acquired and now held by the Trustee under said Deed of Trust, in the real property commonly known as 10495 SW Fairhaven Court, Tigard, situated in the County of Washington, State of Oregon, and more particularly described as follows: 4 . Lot 9, Block 5, Fairhaven Court, in the City of Tigard, County of Washington and State of Oregon. DATED this .3/ ` ri- day of Had-ci , 2011. unothy V. Ramis, Trustee STATE, OFOREGON ) ) ss. County of Clackamas ) This instrument was acknowledged before me on this 3 day of N 6k , 2011, by Timothy V. Ramis, an owner in the firm of O'Donnell, Ramis, Crew & Corrigan, now a shareholder with the firm of Jordan Schrader Ramis PC. Ito i(�, k r. / � OFFICIAL SEAL 0 G ARY PUBLIf • ' • REGON C� ..�' • JANICE K ZIMMERMAN - Commission L es: U�/ly /3, Q/3 _ , `` % NOTARY PUBLICr OREGON COMMISSION NO.440356 • MY COMMI EXPIRES JULY 13, 2013 • Page 1 - DEED OF FULL RECONVEYANCE 50014- 3679a25- 1198_i.DOC JKZ/3/31/2011 RECORDED BY PACIFIC NW TITLE AS AN ACCOMMODATION ONLY. NO LIABILITY IS ACCEPTED FOR THE CONDITION OF TITLE OR FOR THE VALIDITY SUFFICIENCY, OR EFFECT OF THIS DOCUMENT. JORDAN SCHRADER (� ATTORNEYS AT LAW April 19, 2011 JORDAN SCHRADER RAMIS PC Carol Krager City of Tigard 13125 SW Hall Blvd Tigard OR 97223 Re: Owens Deed of Full Reconveyance City of Tigard /Community Development - Urban Renewal Our File No. 50014 -36794 TIMOTHY V. RAMIS Dear Carol: Admitted in: Enclosed for the City's permanent records is the original recorded Deed of Oregon Full Reconveyance. Please advise if you have any questions or if we can be of any further assistance in this matter. Sincerely, Direct Dial (503) 598 - 5573 JORDAN SCHRADER RAMIS PC E -mail tim.ramis @jordanschrader com Timothy V. Ramis Enclosure 101W ICES Orc��zn dk u nincss 8 • 500/4 - 36794259956 1.DOCVK /4/I9 /20/l Two Centerpointe Drive, 6th Floor Lake Oswego, OR 97035 Phone: 503.598.7070 Fax: 503.598.7373 www.jordanschrader.com 1498 SE Tech Center Place, Suite 380 Vancouver, WA 98683 Phone: 360.567.3900 Fax: 360.567.3901 Toll Free: 888.598.7070 • JORDAN SCH RADE R ATTORNEYS AT LAW March 31, 2011 • JORDAN SCHRADER RAMIS PC Washington Co . ty Recorder Pacific Noll. ' est Title of Oregon, Inc. 9020 SW 1 ashington Square Rd Ste 100 Tigard d R 97223 Re: Courtesy Recording City of Tigard/Dennis M and Mary L. Owens Our File No. 50014 -36794 Dear Recorder: TIMOTHY V. RAMIS Enclosed for courtesy recording as soon as possible in the Official Records of Washington County is a Deed of Full Reconveyance regarding the above - Admitted in: referenced matter. • Oregon After recording the Deed, please e -mail our paralegal Carol Keddy at carol.keddy @jordanschrader.com with the recording information, forward a copy of the recorded document as soon as it is available, and send us your invoice for the costs of recording. Direct Dial If you have any questions, please contact Carol Keddy at (503) 598 -5523. (503) 598 -5573 Thank you for your assistance. • E -mail Sincerely, tim.ramis@jordanschrader.com JORDAN SCHRADER RAMIS PC i • Timothy V. Ramis Enclosure cc w /enc: Carol, Krager 10 1! IIES O rgonIusincss o • 50014-36794 259218 1.DOCVKZ/3/31/2011 Two Centerpointe Drive, 6th Floor Lake Oswego, OR 97035 Phone: 503.598.7070 Fax: 503.598.7373 www.jordanschrader.com 1498 SE Tech Center Place, Suite 380 Vancouver, WA 98683 Phone: 360.567.3900 Fax: 360.567.3901 Toll Free: 888.598.7070 . FORM No. 881-Oregon Trust Deed Series-TRUST r COPYRIGHT 1990 TENS-NESS LAW PL 91017422 NE TRUST DEED Washington County l S+ Pvb/' ueexr~ THIS TRUST DEED, made this ..............................day of n'..-.................... 19.91...., between ...DeI111 i s--M... md..1XIa --L#..-wens as Grantor, ..Q~DO1t1P,11_,___F2c~;i~j,Sj__•CrEw__&--COlYi g.,._.AOeyS as Trustee and City--- f as Beneficiary, WITNESSETH: Grantor irrevocably grants, bargains, sells and conveys to trustee in trust, with power of sale, the property in Washinn --County, Oregon, described as: Lot 9, Block 5, FA ;HAVEN COURT, in the City of Tigard, County of Washington, and State of Oregon, together with all and singular the tenements, hereditaments and appurtenances and all other rights thereunto belonging or in anywise now or hereafter appertaining,. and the rents, issues and profits thereof and all fixtures now or hereafter attached to or used in connec- tion with said real estate. FOR THE PURPOSE OF SECURING PERFORMANCE of each agreement of grantor herein contained and payment of the sum of - -Teri --Thousand--Cne HurUked.- SeVenteer1--and... ND/100tbs.... ($1.0-,117.-0-0)------------- __--------------------M__________ - ..Dollars, with interest thereon according to the terms of a promissory note of even date herewith, payable to beneficiary or order and made by grantor, the final payment of principal and interest hereof, if not sooner paid, to be due and payable upon- sale.- or--transfer-- of thgy subject property. The date of maturity of the debt secured by this instrument is the date, stated above, on which the final installment of said note becomes due and payable. In the event the within described property, or any part thereof, or any interest therein is sold, agreed to be sold, conveyed, assigned or alienated by the grantor without first having obtained the written consent or approval of the beneficiary, then, at the beneficiary's option, all obligations secured by this instrument, irrespective of the maturity dates expressed therein, or herein, shall become immediately due and payable. To protect the security of this trust deed, grantor agrees: 1. To protect, preserve and maintain said property in good condition granting any easement or creating any restriction thereon; (c) join in any and repair; not to remove or demolish any building or improvement thereon; subordination or other agreement affecting this deed or the lien or charge not to commit or permit any waste of said property. thereof; (d) reeonvey, without warranty, all or any part of the property. The 2. To complete or restore promptly and in good and workmanlike grantee in any reconveyance may be described as the "person or persons manner any, building or improvement which may be constructed, damaged or legally entitled thereto," and the recitals therein of any matters or facts shall destrcyeiVthercon,.and pay when due all costs incurred therefor.. be conclusive proof of the truthfulness thereof. Trustee's fees for any of the ',f'3, To coiirply with all laws, ordinances, regulations, covenants, condi- services mentioned in this paragraph shall be not less than $5. tions itnd_restrictiois affecting said property; if the beneficiary so requests, to 10. Upon any default by grantor hereunder, beneficiary may at any joiT'in ezeciitii>& such: financing statements pursuant to the Uniform Commer- time without notice, either in person, by agent or by a receiver to be ap- _ ;dal Code as the" bene3,"ciary may require and to pay for filing same in the pointed by a court, and without regard to the adequacy of any security for proper public office or offices, as well as the cost of all lien searches made the indebtedness hereby secured, enter upon and take possession of said prop- . by ~filing~,officers 'or searching agencies as may be deemed desirable by the erty or. any part thereof, in its own name sue or otherwise collect the rents, beneficiary.' ` issues and profits, including those past due and unpaid, and apply the same, 4. To provide and continuously maintain insurance on the buildings less costs and expenses of operation and collection, including reasonable attor- now ,or, hereafter erected= on the said premises against loss. or damage by fire nays tees upon any indebtedness secured hereby, and in such order as bene- ~I_. rend i.wch,,cii er hazards _as th a f" " ry ay from time to time require, in ficiary may determine. I an ambunt-not less than i. (f~..0r~.-_....... written in 11. The entering upon and taking possession of said property, the companies acceptable to the beneficiary, with loss payable to the latter; all collection of such rents, issues and profits, or the proceeds of fire and other " policies of insurance -shall be delivered to the beneficiary as soon as insured; insurance policies or compensation or awards for any taking or damage of the. lifihe.Qrantor;shall,~fail for any reason to procure any such insurance and to property, and the application or release thereof as aforesaid, shall not cure or 'deliver said `policies'to the beneficiary at least fifteen days prior to the expire- waive any default or notice of default hereunder or invalidate any act done tion of. any,,.policy of insurance now or hereafter placed on said buildings, pursuant to such notice. the 'beneficiary may procure the same at grantor's expense. The amount 12. Upon default by grantor in payment of any indebtedness secured collected under any fire or other insurance policy may be applied by benefi- hereby or in his performance of any agreement hereunder, time being of the ciary upon any indebtedness secured hereby and in such order as beneficiary essence with respect to such payment and/or performance, the beneficiary may may determine, or at option of beneficiary the entire amount so collected, or declare all sums secured hereby immediately due and payable. In such an any part thereof, may be released to grantor. Such application or release shall event the beneficiary at his election may proceed to foreclose this trust deed not cure or waive any default or notice of default hereunder or invalidate any in equity as a mortgage or direct the trustee to foreclose this trust deed by act done pursuant to such notice. advertisement. and sale, or may direct the trustee to pursue any other right. or 5. To keep said premises free from construction liens and to pay all remedy, either at law or in equity, which the beneficiary may have. In the event taxes, assessments and other charges that may be levied or assessed upon or the beneficiary elects to foreclose by advertisement and sale, the beneficiary or against said property before any part of such taxes, assessments and other the trustee shall execute and cause to be recorded his written notice of default charges become past due or delinquent and promptly deliver receipts therefor and his election .to sell the said described real property to satisfy the obligation to beneficiary; should the grantor fail to make payment of any taxes, assess- secured hereby whereupon the trustee shall fix the time and place of sale, give ments, insurance premiums, liens or other charges payable by grantor, either notice thereof as then required by law and proceed to foreclose this trust deed by direct payment or by providing beneficiary with funds with which to in the manner provided in ORS 86.735 to 86.795. make such payment, beneficiary may at its option, make payment thereof, 13. After the trustee has commenced foreclosure by advertisement and and the amount so paid, with interestiat the rateset forth in the note secured sale, and at any time prior to 5 days before the date the trustee conducts the hereby, together with the obligations described in paragraphs 6 and 7 of this sale, the grantor or any other person so privileged by ORS 86.753, may cure trust deed, shall be added to and become a part of the debt secured by this the default or defaults. If the default consists of a failure to pay, when due, trust deed, without waiver of any rights arising from breach of any of the sums secured by the trust deed, the default may be cured by paying the covenants hereof and for such payments, with interest as aforesaid, the prop- entire amount due at the time of the cure other than such portion as would erty hereinbefore described, as well as the grantor, shall be bound to the not then be due had no default occurred. Any other default that is capable of / same extent that they are bound for the payment of the obligation herein being cured may be cured by tendering the performance required under the described, and all such payments shall be immediately due and payable with- obligation or trust deed. In any case, in addition to curing the default or out notice, and the nonpayment thereof shall, at the option of the beneficiary, defaults, the person effecting the cure shall pay to the beneficiary all costs render all sums secured by this trust deed immediately due and payable and and expenses actually incurred in enforcing the obligation of the trust deed constitute a breach of this trust deed. together with trustee's and attorney's fees not exceeding the amounts provided 6. To pay all costs, fees and expenses of this trust including the cost by law.. of title search as well as the other costs and expenses of the trustee incurred 14. Otherwise, the sale shall be held on the date and at -the time and - in connection with or in enforcing this obligation and trustee's and attorney's place designated in the notice of sale or the time to which said sale may fees actually incurred.. be postponed as provided by law. The trustee may sell said property either 7. To appear in and defend any action or proceeding purporting to in one parcel or in separate parcels and shall sell the parcel or parcels at affect the security rights or powers of beneficiary or trustee; and in any suit, auction to the highest -bidder for cash, payable at the time of sale. Trustee action or proceeding in which the beneficiary or trustee may appear, including shall deliver to the purchaser its deed in form as required by law conveying any suit for the foreclosure of this deed, to pay all costs and expenses, in- the property so sold, but without any covenant or warranty, express or im- " cluding evidence of title and the beneficiary's or trustee's attorney's fees; the plied. The recitals in the deed of any matters of fact shall be conclusive proof amount of attorney's fees mentioned in this paragraph 7 in all cases shall be of the truthfulness thereof. Any person, eKeluding the trustee, but including fixed by the trial court and in the event of an appeal from any judgment or the grantor and beneficiary, may purchase at the sale. decree of the trial court, grantor further agrees to pay such sum as the ap- 15. When trustee sells pursuant to the powers provided herein, trustee pellate court shall adjudge reasonable as the beneficiary's or trustee's attor- shall apply the proceeds of sale to payment of (1) the expenses of sale, in- ney's fees on such appeal. cluding the compensation of the trustee and a reasonable charge by trustee's It is mutually agreed that: attorney, (2) to the obligation secured by the trust deed, (3) to all persons having recorded liens subsequent to the interest of the trustee in the trust 8. In the event that any portion or all of said property shall be taken deed as their interests may appear in the order of their priority and (4) the under the right of eminent domain or condemnation, beneficiary shall have the surplus, if any, to the grantor or to his successor in interest entitled to such right, if it so elects, to require that all or any portion of the monies payable surplus. as compensation for such taking, which are in excess of the amount required 16. Beneficiary may from time to time appoint a successor or succes- to pay all reasonable costs, expenses and attorney's fees necessarily paid or sors to any trustee named herein or to any successor trustee appointed here- incurred by grantor in such proceedings, shall be paid to beneficiary and under. Upon such appointment, and without conveyance to the successor applied by it first upon any reasonable costs and expenses and attorney's fees, trustee, the latter shall be vested with all title, powers and duties conferred both in the trial and appellate courts, necessarily paid or incurred by bene- upon any trustee herein named or appointed hereunder. Each such appointment ficiary in such proceedings, and the balance applied upon the indebtedness and substitution shall be made by written instrument executed by beneficiary, secured hereby; and grantor agrees, at its own expense, to take such actions which, when recorded in the mortgage records of the county or counties in and execute such instruments as shall be necessary in obtaining such com- which the property is situated, shall be conclusive proof of proper appointment pensation, promptly upon beneficiary's request. of the successor trustee. 9. At any time and from time to time upon written request of bene- 17. Trustee accepts this trust when this deed, duly executed and ficiary, payment of its fees and presentation of this deed and the note for acknowledged is made a public record as provided by law. Trustee is not endorsement (in case of.Eull reconveyances, for cancellation), without affecting obligated to notify any party hereto of pending sale under any other deed of the liability of any person for the payment of the indebtedness, trustee may trust or of any action or proceeding in which grantor, beneficiary or trustee (a) consent to the making of any map or plat of said property; (b) join in shall be a party unless such action or proceeding is brought by trustee. NOTE: The Trust Deed Act provides that the trustee hereunder must be either an attorney, who is an active member of the Oregon State Bar, a bank, trust company or savings and loan association authorized to do business under the laws of Oregon or the United States, a title insurance company authorized to insure title to'real property of this state, its subsidiaries, affiliates, agents or branches, the United States or any agency thereof, or an escrow agent licensed under ORS 696.505 to 696.565. r~- t~o The grantor covenants and agrees to and with the beneficiary and those claiming under him, that he is law- fully seized in fee simple of said described real property and has a valid, unencumbered title thereto except the mortgage in favor of Oregon Department of Veterans Affairs dated August 26, 1977, recorded August 29, 1977 as Washington. County Fee No. 77-5038 and the trust deed in favor of Portland Teachers Credit Union dated August 10, 1983, recorded August 18, 1983 and that he will warrant and forever defend the same against all persons whomsoeverWaSh. CO. Fee No. 83030184. The grantor warrants that the proceeds of the loan represented by the above described note and this trust deed are: (a)* primarily for grantor's personal, family or household purposes (see Important Notice below), (b) ,-orfevea-if This deed applies to, inures to the benefit of and binds all parties hereto, their heirs, legatees, devisees, administrators, executors, personal representatives; successors and assigns. The term beneficiary shall mean the holder and owner, including pledgee, of the contract secured hereby, whether or not named as a beneficiary. herein. In construing this deed and whenever the context so requires, the masculine gender includes the feminine and the neuter, and the singular number includes the plural. IN WITNESS WHEREOF, said grantor has hereunto set his hand the day and year first above written. * IMPORTANT NOTICE: Delete, by lining out, whichever warranty (a) or (b) is ✓_1iv.~_________ not applicable; if warranty (a) is applicable and the beneficiary is a creditor S 6We17S as such word is defined in the Truth-in-Lending Act and Regulation Z, the beneficiary MUST comply with the Act and Regulation by making required disclosures; for this purpose use Stevens-Ness Form No. 1319, or equivalent. 7, • ~W2I1S If compliance with the Act is not required, disregard this notice. STATE OF OREGON, County of ........Washington ) ss. This instrument was acknowledged before me on ..JW.F& W atilrrtallA by.tea _.CWenS.. and..Mary..L,"... Qiaerls.---••--••-•---•••••••• Ro'••..•••'•.• This instrument was acknowledged before me on.s 19.9/ by - - '4 a •i. as - Of f}T3.;.n try P c for Oregon ,,,,,,,„n i i l tt My commission expires REQUEST FOR FULL RECONVEYANCE To be used only when obligations have been paid. TO:-- Trustee The undersigned is the legal owner and holder of all indebtedness secured by the foregoing trust deed. All sums secured by said trust deed have been fully paid and satisfied. You hereby are directed, on payment to you of any sums owing to you under the terms of said trust deed or pursuant to statute, to cancel all evidences of indebtedness secured by said trust deed (-which are delivered to you herewith together with said trust deed) and to reconvey, without warranty, to the parties designated by the terms of said trust deed the estate now held by you under the same. Mail reconveyance and documents to . DATED:...... 19.......... _ Beneficiary Do not lose at destroy this Trust Deed OR THE NOTE which it secures. Both must be delivered to the trustee for cancellation before reconveyance will be made. STATE OF OREGON 'T'RUST DEED County of Washington (FORM No. SO) STEVENS-NESS LAW PUB. CO.. PORTLANO. ORE. i, Jerry FLHans i. r of. Assessment and Taxation a -Off'cio rder of Con DENNIS OWENS.and MARY L. OWMS veyances for cg6nrtify that the within ' r e eceived. and reco unty. m N . SPACE RESERVED - ~ ~ A~ a or- Of - Grantor CITY OF TIGARD,- ORDGON FOR - e• I ti Ex. - RECORDER'S USE ~ ~ _ _ • cro Beneficiary •COU0, Doc 91017422 CLNIII TO: - Rect. 52368 1.8:00 GARD . "r. 04/11/1991 04:09:30PM - PQ -:EnX:. 23397 ' TIGFiRD OR 97223