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HOP1991-00058
411 111 RESIDENTIAL • HOME OCCUPATION CITY OF TIGARD NOTICE OF DECISION OREGON This is to notify all abutting property owners of • OREGON record, that the below named person(s) have been approved for a Home Occupation Permit. Business Name: Northwest Rendezvous • - File No.: HOP 91 -0058 Name of Applicant: Gene and Liz Kraiter • Property Address: 11700 SW Ashwood Court • • Tax Map: 1S1 34BD Lot No.: 4400 • Zone: R -4.5 RENEWAL DATE: 12/31/92 Nature of Business: Consultant for meeting and conference coordinating Notice is hereby given that the Planning Director's Designee for the City of Tigard has APPROVED this Home Occupation. This Home Occupation is subject to the following conditions: 1. The Home Occupation use and storage of materials and products shall not occupy more than 25 percent of the residence gross floor area. 2. The use shall be a secondary use to the primary use of the house as a residence. 3. There shall be no paid employees working in the home in conjunction with the business who are not residents of the home. 4. There shall be no customers or clients coming to the residence in conjunction with the business. 5. There shall be no signs or advertising visible from the exterior of the premises. 6. There shall be no outdoor storage of materials, vehicles, or products on the premises. Indoor storage of materials or products shall not exceed the limitations imposed by the provisions of the Building, Fire, Health, and Housing Codes. 7. There shall be no noise, obnoxious odors, vibrations, glare, fumes, electrical interference, heat (detectable to normal sensory perception outside the structure), traffic, and discharge of materials, gases, or fluids into the sanitary sewer or storm drainage systems which are_in excess of what is normally associated with residential uses. 8. The Home Occupation Permit shall be renewed annually. 9. A business tax shall be paid annually for the business. 13125 SW Hall Blvd., P.O. Box 23397, Tigard, Oregon 97223 (503) 639 -4171 • 4 • If any of the preceding conditions are not met, this Home Occupation Permit will be immediately invalidated. Notice was posted at City Hall and mailed: to ,r. _; •_ ,XX The applicant and owners Owners of record within the required distance XX ,:The affected Neighborhood Planning Organization XX Affected governmental agencies THE DECISION SHALL BE FINAL ON I .. , LO 011 , UNLESS AN APPEAL A IS FILED. Any party to the decision may appeal this decision in accordance with Section .. 18.32.370,of ,the Community Development_Code which - provides t written appeal ; .+... must be filed with the CITY RECORDER within 10 days after notice is given and sent: The deadline,for,,filing of an appeal is 3:30 PM- AV0\j , lQ 1 1 If you have any questions, please call the City of Tigard Planning Department, Tigard City Hall,' 125 SW Hall Blvd., - PO Box 23397, Tigard, Oregon 97223, 639- 4171. _ ) - C PREPARED BY: ..V • r .Adonri,' Development Assistance DATE . PPlann r / Richard Bewersdorff, Senior P1 er DATE APPROVED jf /HOP91 -0058 . • 411 AFFIDAVIT OF MAILING STATE OF OREGON County of Washington ) ss. City of Tigard I, VV\ , being first duly sworn /affirm, on oath depose and say: (Please print) �- That I am a V\ C�"rT �(� \CJ P � 5/ J I I_ for The City of Tigard, Oregon. That I served NOTICE OF PUBLIC HEARING FOR: That I served NOTICE OF DECISION FOR: City of Tigard Planning Director Tigard Planning Commission Tigard Hearings Officer Tigard City Council A copy (Public Hearing Notice /Notice of Decision) of which is attached (Marked Exhibit "A ") was mailed to each named „per ons at the d r ss shown on the attached list marked exhibit "B" on the day of 6 1991 , said notice NOTICE OF DECISION as he t attached, was poste on an appropriate bulletin board on the 2S " day of 2'OQ-P� , 19 ; and depg.pited in the United States Mail on the day of c p QaC , 19"11 , postage prepaid. .Prepared Notice /Posted (For Decision Only) Subscr died= and sworn /affirm to me on th@-5 day of ' • ca • NOTARY J•UBLIC OF OREGON •. My C ?ission Expires: co Person who delivered to POST OFFICE �D Sub cribed and sworn affirm to me on the / day of 19 '! . WIZ .:Y C OF OREGON My Commission Expires: .bkm` /AFFIDAV: �BRM 41970 •SW HAZELWOOD LOOP 11970 SW SPRINGWOOD DR TIGARD OR 97223 TIGARD OR 97223 1S134BD -03800 W 1S134BD -0390 GRIFFITH, JAMES E AND HOVEE, ELIZABETH ANNE GRIFFITH TRADING COMPANY 11950 SW HAZELWOOD LOOP 11970 SW HAZELWOOD LOOP TIGARD OR 97223 TIGARD OR 97223 1S134BD -04000 1S134BD -04300 COLLIER, JAMES E /DOROTHY M DAMMAN, GARY W AND JOYCE A 11930 SW HAZELWOOD LOOP 11710 SW ASHWOOD CT TIGARD OR 97223 TIGARD OR 97223 1S134BD -04500 1S134BD -04600 FALKENSTEIN, JOHN D /PATTY A BROTHERTON, ROBERT C 11690 SW ASHWOOD CT MARY A TIGARD OR 97223 11680 SW ASHWOOD CT TIGARD OR 97223 1S134BD -04700 1S134BD -06700 OWEN, STEVEN J /LINDA J MASONHEIMER, GEORGE ORACE 11670 SW ASHWOOD CT SUSAN M TIGARD OR 97223 11655 SW SPRINGWOOD DRIVE TIGARD OR 97223 1S134BD -06800 1S134BD -06900 DUDONIS, ADOLPH A . BRUSCHETTO, JOSEPH AND RAYMOND F PHILIP C CAROL -ANN RT 4 BOX 303 11765 SW SPRINGWOOD DRIVE SHERWOOD OR 97140 TIGARD OR 97223 LIZ KRAITER - • 11700 SW ASHWOOD CT TIGARD OR 97223 CAL WOOLERY 12356 SW 132ND CT TIGARD OR 97223 GRIFFITH TRADING COMPANY THERESA C 11970 SW HAZELWOOD LOOP 11970 SW SPRIOOD DR TIGARD OR 97223 TIGARD OR 97223 1S134BD -03800 1S134BD -03900 GRIFFITH, JAMES E AND HOVEE, ELIZABETH ANNE GRIFFITH TRADING COMPANY 11950 SW HAZELWOOD LOOP 11970 SW HAZELWOOD LOOP TIGARD OR 97223 TIGARD OR 97223 1S134BD -04000 1S134BD -04300 COLLIER, JAMES E /DOROTHY M DAMMAN, GARY W AND JOYCE A 11930 SW HAZELWOOD LOOP 11710 SW ASHWOOD CT TIGARD OR 97223 TIGARD OR 97223 1S1348D -04500 1S134BD -04600 FALKENSTEIN, JOHN D /PATTY A BROTHERTON, ROBERT C 11690 SW ASHWOOD CT MARY A TIGARD OR 97223 11680 SW ASHWOOD CT TIGARD OR 97223 1S134BD -04700 1S134BD -06700 OWEN, STEVEN J /LINDA J MASONHEIMER, GEORGE ORACE 11670 SW ASHWOOD CT SUSAN M TIGARD OR 97223 11655 SW SPRINGWOOD DRIVE TIGARD OR 97223 1S134BD -06800 1S134BD -06900 DUDONIS, ADOLPH A BRUSCHETTO, JOSEPH AND RAYMOND F PHILIP C CAROL -ANN RT 4 BOX 303 11765 SW SPRINGWOOD DRIVE SHERWOOD OR 97140 TIGARD OR 97223 ' I • • • *. CITY OF TIGARD, OREGON HOME OCCUPATION APPLICATION CITY OF TIGARD, 13125 SW Hall, PO Box 23397 Tigard, Oregon 97223 - (503) 639 -4171 FOR STAFF USE ONLY CASE NO. HOP 9 (- 'OTHER CASE NO'S: RECEIPT NO. APPLICATION ACCEPTED BY: DATE: / 1. GENERAL INFORMATION - Application elements submitted: PROPERTY ADDRESS/LOCATION/MOO a/L). A3 hw©OcJ d � ci -Application form (1) : f ha2d, 9iaa 3 • - - B) Owner's signature /written TAX MAP AND TAX LOT NO. /5/ 3 4-R b i ( L 4.4-0() authorization C) Title transfer instrument (1) SITE SIZE (1 PROPERTY OWNER /DEED HOLDER* I ' `� / _ ♦ fr 1Plot plan (1 copy) ADDRESS 11700 5Q) 45hwOAGY PH (QoZ 2- Applicant's statement CITY ‘; a/te. ��- ZIP .97,g.023 (1 copy) APPLICANT* J � �Gcu�o 7(G) List of abutting property owners <P0.404,-. PHONE and their addresses ADDRESS CITY ZIP (H) Filing fe. ($50) BUSINESS NAME 4 � ra� $ / 6.03 e •T. *When the owner and the applicant a J e. different people, the applicant must be the purchaser of record Of( , 1/1 or a leasee in possession with written authorization DATE DETERMINED TO BE COMPLETE: from the owner or an agent of the owner with written authorization. The owner(s) must sign this application in the space provided on page two or FINAL DECISION DEADLINE: submit a written authorization with this application. COMP. PLAN /ZONE DESIGNATION: 2. PROPOSAL SUMMARY LDU 10S I i 9 2 • -- LI` �S The owners of record of the subject property request approval of a home occupation N.P.O. Number: allow (be specific) 00 i j Planning Director Approval Date: • • Final Approval Date: 3. Specify whether you are using a detached Planning building on your property and give dimensions: 4 o Engineering 0738P/23P *1-5 \ �v'd. 3/88 Business Tax: 3. List any variance or other land use actions to be considered as part of this application: f B 4. Applicants: To have a complete application you will need to submit attachments described below: A. One application form with signature or written authorization B. One copy of the title transfer instrument (eg. dped) C. One assessor's map of the property .D© ncr oWeu D. One copy each of the attached question sheet and floor plan E. One list of property owners within 250 feet of the property F. Filing fee of $80 5. THE APPLICANT(S) SHALL CERTIFY THAT: A. The above request does not . violate any deed restrictions that may be attached to or imposed upon the subject property. B. If the application is granted, the applicant will exercise the rights granted in accordance with the terms and subject to all the conditions and limitations of the approval. C. All of the above statements and the statements in the plot plan, attachments, and exhibits transmitted herewith, are true; and the applicants so acknowledge that any permit issued, based on this application, may be revoked if it is found that any such statements are false. D. The applicant has read the entire contents of the application, including the policies and criteria, and understands the requirements for approving or denying the application. DATED this day of 19 SIGNATURES of each owner (eg. husband and wife) of the subject. property. • Revised 3/15/88 - (KSL:pm /0738P) . •. • TO APPLY FOR A HOME OCCUPATION PERMIT, PLEASE ANSWER THE FOLLOWING QUESTIONS AND SUBMIT TWO COPIES: 1. Will you have any paid employees who don't reside at the home? 2. Will you have customers /clients coming to your residence? If so how many . per day? Y) D 3. Will you have deliveries or pickups made of products or supplies to your residence? If so, how many and what type? u PS - 1 I /we- 4. What will your hours and days of operation be? S. Will the business generate any noise which can be heard outside of the structure? 00 • 6. How many square feet is your residence and how many square feet will be devoted to the operation of your business, including storage areas? A loo fe , pot, 7. What vehicles will be associated with the business that are garaged at the residence? 4 0 8. Do you intend to store any materials, vehicles or products outdoors at the premises in conjunction with the business? Y!o 9. Will you have any signs or advertising visible from the exterior of the premises? m 10. Please show the floor layout of your house and the area to be used for your home occupation on the attached graph paper. Please designate those areas which shall be utilized 1) entirely for the home occupation and 2) partially for the home occupation. Please designate the approximate dimensions of the room(s) to be used for the home occupation. (dmj /0738P) . : . . . . i : • . . 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' 'gip, . 4 Gf . �•, t l eis ^'I.:.. .t, . �' :4 q i ��, 2'30 r�i . •, .s7• - r - :." Po ,: • rt ' ., . l ri c ' n f f U. , •7s Oregon 'P OII :'.,..-:,.,•‘ • ..p • : r ''' • ,.t tai , ,s . 1. sJ ? _ ::Y 1 , " :n: ' 4• .2" :•5, � J • �?n " M a - 10 • _Y Y , te - = :7 rw; . 6 " ao' s,. .rat , ,1f... rt;i ^ ° U -r si .F OR .V `Lt t A L RE, : , F= C _IV E�� < 'a ah ` == I °'' ` c �� u nd r r s i ,.r.r::,•.1.. - �} + �� gned.(c'Borrowcr" romisc t j.....-.;:-........•.:.. •'E`� %�• ,'sly,- ; •;.yya, ... �1Ii1iCg�. St.$t. @4 $a fo r a1" k •;o ` O - PaY .. .e , r': . ^ : :r . J - - • o Two u , o r ordcr,.ihe rinci at.sum f • � ,. ; :. y Th4 �an .�i . fiE!r ?�. H.�??id ;ed. .0.4. tx . - . _ P . P, ou. { :,; ,;. ' :• interest on Ihc'un . aid rinci of .. - - :Dollar; with' ;. � .f.;:^} ^ ,z.,. ` �y :.{,y,i, P principal bala ricc.frgm :[hc'.datc of Notc, until paid, at the rate of...$r150' . .c� 1;. 'iiy. `, .. percent per annum, Princip4Iand interest shall he payable et �Hd:+ �,' ` '"'''" ; ',',-ii-, , :. R .r 14 Oregon : a: %,,. • y or such other place as th : holder may ., -f.';'.•:.:- ` • a�:. ' : i %r %;' designate, in consccutjv p d 'r.• '•;. ..,..,' c'monthl instidimentsof.-- '17t�ee f: .�,1 ;t;1,'1Wp d .j9/: • ';'r: ;ts;.•r'j;c .. - - - - - - - - - (US $... ,72.79 ✓ t� '. -. . : Dollars `3•. i ^t', •. ,,�,-., ) on the � .. >4•, y ,.. `•7 ` � -•„' - -•• • day of each month beginning. ,., • s Jupe, ,1 , . • . • • • 19.. Such monthly instaflniei,ts "" ' ^f':= `; " :'` Shall continue until the entire indebtedness evidenced by this Note is fully arid, exec t that any rcmarn n i t'''g-r,0:,: , ";J` v, O re— : :"t;ra s i ncss, if not sooner paid, shall be dui : nd payable on Ma 1 p g ndcbtcd- . \.rye ' !' ., : If any monthly mans unp installment under this Note is not paid when due and rei' after a date specified by a 4f :. ;. `�`f s V'fig rlOticc to Borrow•gr. Ihr entire principal x,. � ant outstanding anJ accrued interest thereon shall at once boom; -due ` s # °, : "•'t�"' i : and payable at the"optioa of the \ute holder. The date specified shall nut he less thin thirty days from the date such ;•s r,:. '. >;: ,. : } F ini: notice is ailed. "f he Note holder ma ill Ill, cxerrisc this option to accrlrr.ate duc000- >ris ng ee ansv . . "` default b\' Borrower r :' " :' •' :n ; ;!;'y.;, °; any prior forbearance, If suit is brought to collect this \ote. the Note holder .hall bt entitled to collect all reasonable ' :: r ^: i;;' }. �r'1.,'„'., -,L',: aJ * ,.,,., y ,., costs and m expenses of soil, includi t limited to. rrasnnahlc ahrrny f oer a late charge of - 4 ? E r ' ; :. Borrower s hall pay to the Note hol • der percent of any monthly »' :.:c ? : :h;;> : - i installment not received by the Note holder \within -15- : � '.s ?':1;;'{ days after the installment is duo ';'''i `•` ' . Borrower may prepay the principal amount uut..t: i1 whole or in part. The Note holder may require that r „ c ^ . any partial prepayments (i) he m or. the date monthly installments are due and (ii) be Ti ihe amount of that d (ii . ^• ; ;,: ` ; :r'i. • ;. .,,;, + trt of one or m ore monthly installment w would he a f I , ii cahie :o V.;::4:-.•• hich � r c,^t � ;r. t,,.. r ' . p . .:.':' • ' principal. Any partial prepayment shall be <•�;� ;; . - ,., applied against the principal amount outstanding :111(1 shall not postpone the due date of anv subs : m qucnt monthly V..;..'',. '''':S : ?r'• ,, . In::tallnt.nts of change the amount of such installments, unless the Note holder shall otherwise agree in writing. if, • ' ;', within five years from the date of this Note. Borrower make( } u , krts) :u, ir.rpayntcros in any twelve month period - eta -• § - ,.•? '• y beginning ,with the date of this Note or anniversary d thereof ( year y a ") with money lent to Borrower b 'a; •7 _ L ass 4, i` lender than the Note holder, Borrower shall pay the Note holder t a, during each of the first three loan years e,. :,,,.y- .,.,;.', r o i $' i •. i r; ; , percent of the a r�' i :.:•: fn amount by which the sum o prepayments made in any such Isar, year - -'' exceeds twenty percent :?. , . nk -.- %.•:', `•''',f, :" ;l - 3,000p cent of the original principal anu of this Note and ih) during the fourth and fifth loan ours ; {'j l? :.''. Z.'f'; i'; percent of the an by which the sum o ,r' 1� ,, . f 1 cpayments made in any such loan year 777 • :� fit: � ; exceeds twenty percent of the original principal amount of this Note. :�bl�`;„;1� Presantmcnt, no I y , ',' :'` - > °v ' ";• notice of dishonor, and protest are hereby waived by all makers, sureties, guarantors and endorsers'. "sy�• ,. , hereof. This Note shall be the joint and several obligation of all makers, , guarantors and endorsers, and shall' • i *' nµ sureties ~` r Any notice to Borrower provided for in this Note shall he given by mailing such notice by certified 3,s,: ::''' ' "' he binding upon them and their successors and assigns. . ,,._ :;: • } °' R fied mail addressed s a?M.3u :.' • • Borrower at the Property Addi.•ss stated below, or to such other :Icldress as Borrower may dcsi�nate h notice to ;k' - "' to 1 ',i: , ;; '•;''':. % :'. :i the Note holder. An n , Y i •,:q ,s;.•-', )' c lice to the Note holder shall he given M mailing such toiler h certified mail, return receipt '' "' „•_ i .i,;: i ti requested, to the Note holder at the addr:as stated in the tint Ira •rat h of this Note, or at such other address as may <,- ' y ;� :,.. .;. x:'i:••` ' have been designated by notice to Borrower. . �,..;, : ..' r ?' • ' :�'.•; `'•i ;: The indebtedness evidenced by this N F "'i -`'`, T �iJ, b Y Note is secured by :I Deed of Trust. dated....Y..1Qa . 1 9 7 6 • tt'',,�£ • ti, i ;. tit : : 3 c ;! ;; ? <'`= 1 1700 S.W. a )Z.•FCiii - :, ::.a. ` =; ;r; - „ Ashwood Court ,. ; 7 . c i2 i .ei„ : " 4: r}<,. Tigard, Oregon 97223 J :�-v`'- 3'? s, " L w Property Address ( eKra ter yt t r 'r ; ' , t ; . File l e , r No. 322208 (F.rerurc •=0::‘,.^ r `•' V _:,; :' }i1 r s brc>ri. : " :i NOTICE TO THE BORROWER =a''•` : <, :. Do.not sign this loan agreement before you read It This loan agreement provides for the payment of a • - v Tr,:r :• .,.,£,. =s;� ,”' : NS „=t': ; penalty, during the first five years of the:loan a 9.. re if Y ou.wish to repay the loan prior ti the date :^:' ;_' e.L • ' • rovided for .re a" ment in the loan agreement :..In'addition, the loan agreement authorizes the lender to ;v; , ts ,±"_r k l' . refuse to accept partial prepaymorits,which re a not tendered on the date monthly installments are due and �'` ' °` f•5' which are not in the amount of that art of on or r nor ) installments which would be on e applicable to principal. x ` • • "t . ,f ' 'a : —1 to 4 Family 6175 — FNMA /FHLMC.UNIFORM' INSTRUMENT . : ?' i �+ 7 91.1728 9175 .;Yr,:4:0' t - . ':.jv h a ' �' f ria!f . . Y � , i j;.#1t. Sv.' ' ` S r'F j S y;.x7=4. , y � , � '• t� , . r 9 , ,• " f. , : -.'- t y r l ;•i7 ;: F: ; {; ' '•- rit-q• .G 4 .. 1 ;`. .I` v'F ,1•311... `' •J t• 2 z " : r4 - i ': _...i•,lr, &, � �V�+.3° F - . :q5,,; ; .:? : s s§n. .�: tt T y7;: ; ; f.f . -s,. :t: = eta`'. • • „ a. •. ..;n?'r`r'; *.a r�.,�,�5 ^ r` . :r ti� � 1,,: >� :•L.,,".t`�:X= !+' :.r.,�l ,�, ''- ° <4' ^- :•. - r L .e:, q 1 '!: '• � y r : : :�.'. 'less,' _�'• f � -n:..'•Nr. �,: a .oil �re ,�' .. IL— s :1. „ t, ran Y ) - 'T . L I .p',. .•',..:,.- f.?:,,.. .t.' .. 4 4 . .•&-.,:.:- .. ,i.M., • . .,. k..;.......: .„V.'..... .. . - 1300§ , • •) ;.: 1./ -'' ' , -qq.•',; , ..., i:,,,LAI.g,:::,..c.,.. -:,:::.,..... . vi,„,......NIFORNI COVENANTS.•.Borrower and I ender covenant :and agree as follows 4.0 1 p ayment or Pr 1 . . . - ..Ys'•Mda.., xt • 1 ,„ . ... .;., s. ... x.. ': ' yiVia,.. ti ' II/ • 1 • -' •• ' ' r.' • .. • • • - ''' ' - • - r. t.: :- ..- :-..• •. . '... 4.ic • ...-•P Ii.- • V' `41+- '',-;•7 .z ..y.,.. „I , ..... .. neipal and Infercst.. .Borrosver •s h all promptly pay„when due the principal of and - interest on the ,.... al evideneed by the Note ..Prepayment and late charges provided in the and the'pririeipal of and interest. 1 ' , . • ' ,,, • . on ani. Future'Advances slcorCd by this Decc'of ....It 4 ,.. ', ';•.:.'• '''..,.., .-. e , ." .. '. ,.. . • „... ,te. ■ :•',„,....,';','.. .''' ` ',A74■441■M'... ,.! .: . ,Irr;f:.3.1,..,...' . .,.. ..-x.Fundsfor Taxasend Insuinnee..:„Subject;totaPplicable law or to a •Written'waiverlbY Lender, Borrower : shall paY. •• ,•,, 0771 A. .....i` .. „ . ..:3: : .:'' "1: to Lender on the day monthly instanthents'of principal andxineMit arc payable under the Note until tilt:Nate is paid in 'ft111:1: ' • ., a sum .(herein ."Funds”) equal Li 0.1e-twelfth of the yearly : taxes and aSsessments which may attato priority . over this • -;.".-. .. Deed of Trust. and ground rent on the Property, if an plus.one-twelfth of yearly premium installments for hazard insurance.. ' ' plus one-twelfthof yearly pren.:um installments for mortgage insurance. If any all as reasonably estimated initially and from• . s..:4rifr,,F,177..M.7!.... time to time by Lender on the hasis Of assessments and bills and reasonable estimates thereof. , ... . . :rj,,,,..1.:,..,$),A;:. .,..,,,...,,,,.....,,:„.. . • . • . The.Ftinds shall be held in an institutiori.the deposits or . ..accounts of which arc insured or guaranteed by 'a 'Federal:rm . . • ,, • ..... ' mate agency (including Lender if Lender is such an instittition).. Lender shall apply the Funds to pay said taxes assessments., t insurance premiums an ground rents. Lender may not charge .for so holding and applying the Funds analyzing said account' . ‘1? • is.-7 o. or verifying and compiling said assessments and bills, unless Lender pays Borrower interest on the Funds and applicable law -, , xAy:,•• • • • ,40A.4-,:,..0 ..., permits Lender to make such a charge-. Borrower and Lender 'may' agree in writing at the time of execution of this r„ •..4...ticys.,.,..,k• . . ; Deed of Trust hat interest on the F shall be paid to Borrower, and unless such agreement is made x... applicable law ; ' .`''6 1. ti-ile:,1•, , I,:!:•,:'. .,: i requires such interest t.. bc paid. Lender shall nut bc required to pai..13orrower any interest or earnings on the Funds. Lender f da.I. •,•. t • • j ..s............ e D.- • ., . shall give to Borrower. without chcrge, an annual accounting of the Funds showing credits and debits to f he Funds and the • ' . t;?," . purpose for which each debit to thc Funds was made. The Funds arc pledged as additional security for the sums secUrcd ' . ; ':;,vh: .., ... ,.., . . ., by. this Deed of Trust. - i ••••• tSxy.' . , • : • If the amount of the Fund, held by Lender, together with the future monthly installments of Funds payahlc prior t' J l • the duc dates of taxes, assessments, .r and ground rent s. shall exceed the amount required to pay said taxes, • "..-,:t,,c...q assessments, insurance premiums • and ground rents as• they fall 'duc . such excess shall be at Borrower's option. either • . ,,-.:,;-,4,4-4.4.-'-.: • promptly repaid to Borrower or credited •to Borrower on monthly installments of Funds. If the amount of the Funds • ; ,,-.i4,"'re•;A•;...,,I.,: held by Lender shall not be sufficient to pay taxes, assessments, insurance premiums and ground rents as they fall due. : ' i-ltV;.:■-t:t Borrower shall pay to Lender any amount necessary to make up the deficiency within 30 days from the date notice is maiied .., ' „ i by Lender to Borrower requesting payment thereof ." • .: • , . 10:fr....".., Upon payment in full of all sums sectir,:d by this Deed of Trust, Lender shall prompIl . rr to Borrower any Funds • • ,-,vs,-•tt,..,sis..,..xl;',.:,.• held by Lender. If under paragraph 18 hereof the Property is sold or the Property is otherwise acquired by Lender, Lender ....._ . shall apply, no later than immediately prior to thc sale of the Property or its acquisition by Lender, any Funds held by • si.': Lender M the time of application a,. a credit against the sums secured by this Dced of Trust. [('.:'itiir''' i II:.0.;:','" 3. Application of Payments. Unless applicable law provides otherwise. all payments received bY Lender under the 1.-Nk . . .., Note and paragraphs 1 and 2 hereof shall. be applied by Lender first in payment of amounts payable to Lender by Borrower :l."-4 +4 ,• under aragraph '2 hereof. then to interest payable on the - Note, then to the principal of the Note. and then to interest and es•Y: . ..efis; , ,Y";-tix,- , . ,-0.:......'".', principal on any Future Advances. ,. . .. • 4. Charges: Liens. Borrower shall pay all taxes. assessments and other charges. fines and impositions attributable to 1 • 1 thc Property which may attain a priority over this Deed of Trust se , and leasehold yments or ground rent s. if any in the manner provided under paragraph 2 hereof or, if not paid in such manner. hy B nt. orrower making payme when due. directly 1;* ' • thc payee thereof. Borrower shall promptly furnish to Lender all notices of amounts due under tois paragraph, and in the ' 1 1 :.•;,,i event Borrower shall make payment directly. Borrower shall promptly furnish to 1.ender receipts evislencing such payments. r": ... • Borrower shall promptly discharge any lien which has priority over this Deed of Trust; provided. tt,at Borroscer ',hall not be •V-X.'„..• • . t , -: - required to discharge any such hen so long as Borrower shall agree in writing to the payment of the obligation secured red by • F. uch lien in a manner acceptable to Lender, or shall in good faith contest such lien hy. or defend enforcement of such lien in, .,....,,,4::,i4T.r.i.4.,...... legalfiroccedings which operate to prevent the enforcement of the lien or forfeiture of thc Property or any part thereof 6 .'!r:f.,i,' : , ; , ...eAw . Hazard u Insrance. Borrower shall keep the improvements now existing or hereafter erected on the Property insured ,iio .. i's, against loss by fire. hazards included within the term "extended coverage'', and such other hazards as Lender may require and in such amounts and for such periods as Lender may require; provided. that Lender shall not require that the amount of . 't..,:. such coverage exceed that amount of coverage required to pay the in secured hy this Deed of Trust The insurance carrier providing the insurance shall be chosen by Borrower subject to approval by 1.ender: provided. ' t; that such approval shall not be unreasonably withheld. All premiums on insurance policies shall he paid in the manner ge:',Y-1 Provided under paragraph 2 hereof or if not paid in such manner. by Borrower making payment, when due, directly to thc js.:"P ',.;;. • insurance carcier. rk All insurance policies and renewals thereof shall be in form a include ;. cceptable to Lender and shall inde a srandard mortgage • clause in favor of and in form acceptable to Lerder. Lender shall have the right to hold the policies and renewals thereof. ---ss,a-f3.1.4.:;',4*,f • . ''.?: : : ::" . !..: 1i; :j .:: : : .-; : i ' i 'l : :: ::. ' • • — and Borrower shall promptly furnish to ' .e1 renewa' notices and all receipts of paid premiums. In the event of loss, Borrower shall give prompt notice to the inst.,: arrier and Lender. Lender may make proof of loss if not made promptly by Borrower. 1 . , :,!;''' .. .;r:',X.; • Unless Lender and Borrower otherwise ;tare ,n writing, insurance proceeds shall be applied to restoration or repair of • ":', .. . .: thc Property damaged, provided such restoration a or repair is economically feasible and the security of this Deed of Trust is ' . ,. .s. not thereby impaired. If such restoration or repair i, :tot economically feasible or if ths security of this Deed of Trust would be impaired, the insurance proceeds shall be applied to the sums secured by this Decd of 1rust. with the excess, if any. paid f,'•:ii", to Wit If the Property is abandoned by Borrower, or if Borrower fails to respond to Lender within 30 days from the date notice is mailed by Lender to Borrower that the insurance carrier ofTcrs to settle a claim for insurance benefits, Lender ..:. .tx.--ist•s,.. itti.s...• ..s.!:-.s..., •.'s. is authorized to collect and apply the insurance proceeds at Lcndcr's option either to restoration or repair of the Propeny 1-...,,,,,t,,,, or to the sums secured by this Dced of Trust. LI.--; • - • .,.: • Unless l_ender and Borrower otherwise agree in writing . any such application of proceeds to principal shall not extend ei '1 :.•t'':'.., 4. -..:4. 1 " . t -, t . 's'.f.,. or postpone thc duc date of the monthly installments referred to in paragraphs 1 and 2 hereof or change the amount of 1 ':-Si-Fea:'47,;.'.'. .• ••.041 such installments. If under paragraph 18 hereof the Property is acquired by Lender siu, an , all ri !Ole d interest of 13orrower xil.e...:i..'ik • in and to any insurance policies and in aod to the proceeds thereof resulting from damage to the Property prior to the sale f' or acquisition shall pass to Lender to the extent of the SLIMS secured by this Decd of Trust immediately prior to such sale or ::j.fiv. • ., acquisition.. • ... • • g„,.1'1;;;t1' 6. .Preserration and Maintenance of Properly; Leaseholds; Condominiums; Planned Unit Developments. Borrower ,,, •i, shall keep the Properly.in good' repair - and shall not commit waste or permit impairment or deterioration of the Property . .t,!..v.-;•• .';'•'..''' • ,, .1.ir.C. ',,, - and shall comply with the provisions 'of any lease if this Decd of Trust is on a leasehold. If this Decd of Trust is on a unit in a , :,:4.......:• condominium or a planned unit•development, Borrower shall per for m all of Borrower's obligations under the declaration 1%. fr,k • •2•4:1' ' or .covenants. creating or governing the .condominium or planned. unit development, the. by-laws and regulations of the , 1 4 P - , ,, ,,, 4.....;: , ' .1" condominium Or planned :unit development, and constituent docuinents. If a condominium or planned .unit development •" rider is - executed by -Borrower and recorded together of• Trust; the -covenants and agreements of such rider ''''' • -.,: , shall be incorporated into and .shall emend And ,supplement thtcovenants arid agreements of this Dccd 01 Trust as if the rider were a.Part hereof . :". ' •' . 7 . :.'. i ` .', $ ;-! ) - . 1:',' , ",:, : t 7.' . of tender's If Borrower to perform , the covenants agreements - contained in this- fti ..if.'1 "s.::•?'"-rt'... ''.,; • ' Deed:of Trust or if .any -proceeding :is commenced which ; materially . affects Lender's interest- in the Property. ...V.' .`:'.':''..... 4 :t-.: including, but ,not liniitecLto, eminent domain, insolvency ;code enforcement, or arrangements or proceedings involving a '3V V, ..,,s, . bankrupf sr decedent ;Then Lender'at Lender's option,'upon notice to Borrower, may make such appearances, disburse such sums and • take such action as is necessary to , protect Lender's interest, including, but sot limited to, disbursement of ..;;I:m.,' ,. reasonable attorney's fees and 'entry upon the Property to make ..repairs. If Lender requited mortgage insurance as a ...., • c.: • ...44 :•,` condition of making the loan secured by this Deed .of `Trust :‘.Borrower: shall pay thc premiums required to maintain such t'Z'iTZ ..- insurance in :effect until such time as the requireinene for 566 insurance terminates in accordance with Borrower's and TSK.)..PZ'T':,!...!::::,.. I•ig ,a4 Lender' m Lenders written agreement or applicable law. Borrower 'shall pay. the amount of all mortgage insurancc premiums in the r- manner provided under.pmat.aph 2 hereof. r -,,...:-....„.„.. 1 1 .• Any -amounts - disbursed by pursuant-to- this . paragraph,/,' with interest thereon, shall become additional . • 'iasiTy Ja,..t.f.,,;:. ..". ' .1...4ip . .• - .indebtedness of Borrower secured by . this Deed of Trust Unless Borrower and Lender agree to other terms of payment, such - t,..9..1.,..• „.... amounts shall be payable upon noticc from Lender to Borrower requesting payment thereof, and shall bear interest from the date of Ciisbursement at the rate payable from time to time on outstanding principal under the Note unless payment of interest , at such rate would be contrary to applicable law. in which event such amounts shall bear interest at the highest rate 't ' . •.:0. permissible under applicable law. Nothing contained in this paragraph 7 shall require Lender to incur any expense or take 1 :. • - ... • 'any action hereunder.. _ - 8. Inspection. Lender may make or cause to he made reasonable entries upon and in of the Property. in,yided that Lender shall give Borrower notice prior to any such inspection specifying reasonahle C.IIIM: ther.do: related ii 1 t'lldt..1 • interest in the Property. 1:J- ;kya,K'ti..'� ' +� �'' cond9 ( o n a 0 cat on The proceeds of any award or claim for damage,. dire antseyu tral • en. in ranu+cct4m with any • ,• '* . ., �� and shall be pai ndc taking of Property, or part thereof, or for conveyance „f condemnation, are hereby assigned u ' "' +.^t '• " , ,$)±•,,, 'r In the event a total taking of thc Property, the proceeds shall he applied to the sums secured byithis•Deuf of Trust.„... L ^., ,..:C.,.`,.-4 _.' : • _ • with the excess, if any paid to Borrower. In the event of a partial taking of the Property, unless Borrower`tind Lender f r•:•t. r.: : .r _ otherwise agree in writing, there shall be applied to thc sums secured by this Decd Of Trust such proportion of the proceeds • . :, ;,'';�'� 'S$,` as is equal to that g;Nti , n + q proportion which the amount of the suns secured by this Deed of Trust immediately prior to the date of ' is •'1: rK i fik- taking bears to the fair market value of the Property immediately rior to the date of raking, with the balance of the proceeds y r0 .,,,,, i . °a's.y 5rn xt 66 paid to ;., ;. .' xo s Borrower. j " ,. V.( :.si ( t If the Property is abandoned by Borrower, or if, after notice by Lcndcr to Borrower that the condemnor offers to make ;. f' r.:, l an award or settle a claim for damages, Borrower fails to respond to Lender within 30 days after thc date such notice is •- , "!,4. '� • ,' ,1' mailed, Lender is authorized to collect and apply the proceeds. at Lender's option. either to restoration or repair of thc • 'r- ! . '; Property or to the sums sccurcd by this Deed of T F rust ) . , Unless Lender and Borrower otherwise agree in v.riting, any such application of proceeds to pri shall not errand �� �, . .::•'rya •t'. or postpone the due date of the monthly installments referred to ;n paragraphs 1 and 2 her or change the amount of .1':•s , i 4 t T. such installments. , " : , = ` c• " . j r : V J , 10. Borrower Not Released. Extension of thc time for payment or modification of amortization of the sums :;':..f.:4; , , . , , • '' r s •r` by this Dced of Trust granted by Lender to any successor in intere o f B shall not operate to release, in at• . manner, ., ' . . . .* �+ the liabi of the on final Borrower an d Borrower's successors in interest. Lcndcr shall not be required to commence ce �* q • , � r f ;..!,,. "''`' ' u: ., proceedings against such suscssor or refuse to extend tune for payment or otherwise modify amortization of the runts - u `')' secured h this Dced of Trust by reason of any'demand'made by the original Borrower and Borrower's successors in interest, »NZ "„ • " : ,'. ' `, otherwise 11. Faorbearance fforded h by a + L licablc ander Nlaw, ot n sh K all 'aiver. not Any hen a forbwacariver anch of b y f_ender.in csercising any se of right any or suc rcmc r g h t hereor u nrcdermcdy: , or "'ak a' • • precl the exerci 3 t: ''' '';r . -} Tfic' procurement of insurance or the payment of :axes or other liens or charges by Lcndcr shall not be a warvcr of Lender's s' ' '' t'+ ` r.I right t accelerate the matur;ty of the indebtedness' secured by this Decd of Trust, ,,',. , t: mss ar' II)>' - • t , - try • . =i,l' y. :i' +, -f: T 12, Remedies Cumulative. All rcmcdics provided in this Dced of Trust are distinct and ;r:uulative to any other r • • ' >> =5^, ,y s 4 or remedy under this Dced of or afforded by law or equity, and • '' "' • t v successively. may be exercised concurrently. independently or �. ; . s ,, f... 13. Successors and Assigns Bound; Joint and Several Liability; Captions, The covenants and agreements herein :Y ` "' t. S i ` ' ' contained shall hind, and the rights hereunder shall inure to. the respective successors and assigns of Lender and Borrower. ? m • .:::/;,, i 1 ! .. subject to the provisions of paragraph 17 hcrcof. All covenants and agreements of Borrower shall be joint and ,%•crab r`' °° The captions and headings of the paragraphs of this Deed of Trust arc for convenience only and are not to he used to w;� «': interpret or define the provisions hereof. ; :'. • r ".!'iiyx'arr., 14. Notice. Except for any notice required under a plicable law to be given in another manner. (a) any notice to '.4 r �i ' :; ; ; : ",',,- in F g such notice bs' Borrower provided for this Dced of Trust shall be given by mailin . R. , _ c :crto Lender mail a as prou d to Borrower at ,. „„ : _., . ; 7 yF _,r the Property Address or at such other address as Borrower may designate by notice to Lcndcr :s provider! herein, and f:A. :Masi:: "; (b) any notice to Lender shall be given h}' certified mail, return receipt requested, to Lender's addr: stated herein or to .r; .°`;;;;;: ; .,,, : such other address as !ender may designate by notice to Borrower as provided herein. Any no'...e provided for in this !'' !) of Trust shall be deemed to have been given to Borrower or Lcndcr when given in the manner designated TS. _ ;� g oared herein. - :t Dced o 15. Uniform Deed of Trust; Governing Law; Severabiliiy. This form of deed of trust combines uniform covenants for j ` , " _ ` A, national use and non - uniform covenants with limited variations by ju to constitute a u m nifor security: instrument covering real property. This Decd of Trust shall be governed by the law of the jurisdiction in which the Property is incased. ! ' 1 in the event that a.ny provision or clause of this Dced of Trust or the Note conflicts with applicable law, such conflict shall '° not affect other provisions of this Decd of Trust or the Note which can he given effect with• tit she conflicting • P rovision, and to this end the provisions of the Deed of Trust and the Note are declared to ie severable. `''` 16, Borrower's Copy, Borrower shall he furnished a conformed copy of the Note and of this Dced of 'trust at the time x' ; ;: :.: of execution • or after recordation hereof. v > u 17. Transfer of the Property; Assumption. If all or an • art of the Pro . 3:;'. `! by Borrower without Lender's prior written consort. excluding sal the creation of a lien of encumbranced + n a te r 10 this Decd of Trust, (b) the creation of a purchase stoney security interest for household appliances, rc t a transfer by devise. descent or hy •• o ration of law a l � I'e port the death of joint tenant or td) the grant of any leasehold interest of three pear, or less not containing an option to purchase. Lcndcr may. at Lender's option. declare all the sum, secured by this Dced of Trust to he i' • . immediately due and payable. Lender shall have waived such option to accelerate i1, prior to the sale or transfer. Lcndcr r= :' and the person to whom the Property is to he sold or transferral reach agreement in writing that the credit of such rson '�''. is satisfactory to Lender and that the interest payable on the suns secured h} this Dced ul Trust shall he at such rate as i!:i "r• " ,F-, ,. Lcndcr shall request. If lender has waived the option to accelerate provided in this paragraph 17, and if Borrower's successor ) •,• } ,: i., in interest has executed a written assumption agreement accepted in writing hy Lender, Lender shall release Borrower from : ••' • all obligations under this Decd of Trust and the Note. X..•,;•'',:::••;!..:- , •.: s If Lender exercises such option ter acccicrate. Lcndcr shall mail Borrower notice of acceleration in accordance with :V•• : ';' " •;••". paragraph 14 hereof. Such notice shall provide a ;.;< ;,... �• -s -. ;.r+,% ? '' which Borrower may p Period of not l ss than 30 days from the oath the notice is mailed within i. ' € :•. , :,., y pay the sums declared due. If Borrower fails so pay such stuns prior to the expiration of such period. • -.'•r .•:w: Lender may, without further nonce or demand on Borrower, invoke any remedies permitted by paragraph 18 hereof. ,s "l 'G ; Borrower and Lcndcr further covenant and a NON - UNIFORM COVENANTS. B gree as follows: • `� ~' • :< :rte :_ ,• t..:,,;! • ;fit :: . • 18. Accele Remedies. Except as provided in paragraph 17 hereof, upon Borrower's breach of any covenant or ' %' . agreement of Borrower in this Deed of Trust, including the covenants to pay when due any suns secured by this Decd of ` " " -ti,•: 1'5,:•j,, Trust. Lender prior to acceleration shall m provided in p ail notice to Borrower as paragraph 14 hereof specifying: (i) the "•: ' ; =; �:: . • " • :. i breach; (1) the action required to cure such breach; (3) a date, not less than 30 days from the date the notice is mailed to s:;;,\,` : 'y``. ;� ? : ;• ;0- ';.,'• c•� •' Borrower, by which such breach must be cured; and (4) that failure to cure such breach on or before the date specified in the • notice may result in acceleration of the stints secured by this Dced of Trust and sale of the Property. The notice shall further r L.. 'r "`- • „7 ': ilw ' ` : ' ^r;.x,' inform Borrower of the right to reinstate after acceleration and the right to bring a court action to assert the non - existence '. +.' '' c'.': of a default or any other defense of Borrower to' acceleration and sale. If the breath is not cured on or before the date � i7. ".=r • ',''w� ;. specified in the notice, Lender at Lender's option may declare all of the sums secured by this Deed of Trust to be immediately 3',.", ° ., C. .. ; r .crjw�^'h ^�r' :�i , A! due and payable without further demand an may insoke the power of sale and any other remedies permiL'ed by applicable R, ;� ._ ,�:,,rf'. :;.^a, • law; iender'shall be entitled'to''eollect all reasonable costs and expenses incurred in pursuing the remedies provided in this " P a agraph 18, including, but not limited to, reasonable attorney's fees." :;, i ; >, ` .• ^ s : , -T� • If Lender invokes the power of sale. Lender shall execute or cause Trustee to execute a written notice of the occurrence . ' ": + of an event of.default and of Lender's election to "eause•the Property to be sold, and shalt cause such notice to be recorded i 'e..a.•t : in'each county: in Property or•some part thereof k located: Lender or Trustee shall give notice of sale in the ' .• '' "` :•"•'''` manner prescribed'b a litable law to Borrower and to Ihe'other persons prescribed by a licable law. After the la of . ). such time as be'required, by applicable law. Trustee, without demand on Borrusser,.shall sell the Property at public " ' auction to the h[ghest•htdder at the time and place 'and, under the' terms designated in the notice of sale in one or more g ',r,,. .,_. •• • parcels and in such. order: as Trustee may determine., Trustee may. postpone sale of all or any parcel of the Properly by a' -t'. ' : • public'annouacement at the time and dace of any previous) scheduled sale. Lender or Lender's designee mn .. 1 Property at any solar + ".• • :,: • ; ,. t : ;j • •a Y g Y Purchase the ; • ;; Trustee shall deliver to the purcbasei,Trustee'3 deed'cons'eying the Properly so sold without any covenant or warranty, !i: ';';•'•‘"..::,"-; expressed implied..Tlte recitals In•the Trustee's deed shall be •prima facie evidence of the Truth of the statements made therein.' Trustee shall apply the proceeds of the sale In. the following•order: (a) to all reasonable costs and expenses of the ti side; including,•but not limited to, reasonable T'rustee's and'attorney's fee.. and costs of title evidence; (b) to all suns secured by Trust; and (c) the excess, if an to the {� Y this Deed of Trut d O Y; person or persons legally emitted thereto. ji ,__ : i.:•••19.1 Borrower's Right to•Reinstate. Notwithstanding Lender's acceleration'.of the sums secured by this Decd of Trust. T.. • } Borrower shall have right to have ahy proceedings begun by Lender•to, enforce this Decd of Trust discontinued at any time :� prior to the earlier to occur. of (1) the fifth day before sale of the - Property pursuant to the power of sale contained in this Deed of Trust or(11) ehtry of a judgment enforcing this Decd of Trust if: (a) Borrower pays Lender all sums which would be J;' then due under this Dced of Trust, the Not and notes•securing Future Advances, if any, had no acceleration occurred: { (b) Borrower cures all breaches of any other covenants or.agrecmcnts of Borrower contained in this Decd of Trust: (c) ' Borrower pays all reasonable expenses incurred hy Lender and Trustee in enforcing the covenants and agrccments of Borrower i,' i contained in this. Deed .of Trust and -in enforcing Lender's .and Trustee's remedies as provided in paragraph 18 hereof. including, but not limited to, reasonable attorney's fees; and (d) Borrower takes such action as Lcndcr may reasonably require to assure that the lien of this Deed of Trust, Lender's interest in the Property and Borrower's obligation to pay the suns I 1 • 13005 •••:•, . V•:../. .., . , . .. ','"•••,-''-''''01;ktlk•z.. -/ ' 11 •1:411ii: ;.":-: ' ; tii4i , Y; this Decilksi shan continu e unimpaited:t,Upon such payment and cu • •• ' 4 orrower;"this Dccd of Trust and ,. • ....: •,:•,;',',..--;-:"•,itt,t,;p:`Y.:(,:8:•;'•••,- •: %.14:7-., 4 -1.-,O i t4 .. ,-'7P.'.■,:, , bliitations,s,7# , by shalt !milk In full ;forei-...and.,:_effe • as if no aceclitatioM Ad ,oc:turied ox .- ; : ":" ; ; , . •;•, ''ti." 77.1 "' ° -<':-':'...-:_• • •-• .....--:"./.-:i ',:git;‘,4:•-:It.:'''..,' ...-;i:', •••‘. -• ..., •;--- • , v fr of Rentin:Appolatnietka ReCelven Lender In PossesalonP,AS additional security, heritinder,''BOrinwar '. ' • ' ,',';'•;• oi.. , .1, '/:,,;:ki,V; ;■;,,;'!;#117 Ill ign4 la I.Orideethelrents of the Ptoporty, proylded 'that Itorrowor mho% pdor•to;:oecolorotIon under paragrsph t 18 .. 4". ' ' c .',. ,t• 4•$141' horn(' r' or oband onment',0f.thcPruporty,'Itovoiho.rIght ; ta 'collect 'and retoln' such ‘ronts'os they boromo duo and. payahla“ • ' ' ' ... • ..; ••".• :. ' 1 , ,; , - , ,' ; •''i .!?';,. ; Upon aCeeleratitin■Uhder paragraph :IS hero or of the+Property,'•,Lenecr;:in person, .by agent .of tby:,;•' , ' y,• • ...; ‘..: .. ' • '!::-..■ •' ,judiciallrappointed 'receiver ; shall, be entitleirtnienter:upon,c-take possession of.and•matiage the•Property and to colleet.the.: • •'.. • i 43iiiit't,.°;;•.. ...2 2 .;• .,•' : .....'rents'of.the Property lneludirg those collected by receiver shall bca'prilied flrauici.payinentr";•:::!,:.:..',•';''••, tilltl'eVto",... • • - •.• , • , "•::of., , thO"costi.of:mOnagenisent•of•ttic Property and'eollectiOnotrentajneltiding;butitiat liniiied.te;reaeiver's feesi'iremiurris.bri.',,:-:. ;;;-4:■: •1 .• • .. • receilier'Cbends and reasonable attorney's feesi'anerthen4011iciuMs:ieeured by,thiS;Deed of. Trust:I:ender and the:receiver..., . ;"":„ : . ;• • ,. f . ' . •." 'shall be liable'to'aCcOunconly for those.renii;actuallys.reeeiyed.:::,.:- .: ... • •••• . ...:. :: . ' - ....:::: .... ;.• .:•,:, •.. • .,, ::....,.,. ,.,-, ,h,0, ' • .., • : •'• i , ,..::•••:',....2 ii,..,Fu t ure..."..Advancev,;.UpOn;:requ'est:Of1'.F3Orrower;:', tender."' 10 •-ender 's'• option rior - to ftill,•:rec'enwiyance:'Of."the' • .... ,, .. ...'", •-. 4.S;;•:,1,';e74,-.., , c.".. • • • 2. . ' Property by Trustee •th.tiorrOWer; may -,make- Futurte•'Advances te BOnOwer..SUCh Future with interCif:thereon,'• •. ' ' gr.',,;;;Vqi!-,;;;•`'' - r '-'-',.t;!.t.,•-:!,,,,,:;,-.- shall be secured by this:Deed of Trust ',when 'evidenced by. promissery notes' steting.that said notes are secured- hereby .r:••‘••:.' •• .. : ,...!'.. ;■/;:t.•etti4:4;'• • ..•i:;"l'! . • 22. Reconveyanee.. Upon payment of all sums 'secured by'thls•Deed of Trust, Lender Shall request Trustee to rei 4ey . . . : .. the Property and 'shall surrender this Deed of ,Trusi.!and, all noterevideneing indebtednesa.secured by,this:Deed of .. t itist - ,••• • ,,,, ' ,,Iiri.,4',4,, .. ,,,,-.... to Trustee.lIrustee shall reconvey (ha Property withoe; warranty and.without charge to the personor persons:legally ! _ ';,' ." ''. t• :, rmt • 2,;,;';:,•,.....1 theretox person or 'persons shall payall•costs'ot recordation,. if .any.,. ' .; •.,'...;• •,... •.,.....,• -,•,, - . , • • ,, • :• 1- .. ;'61:',t..t4' s s,.,'„ , .. ••••';''-7(•` • ': In accordance with:applicable InW,;.Lender.may fronttime to time remove,TrUstee•and appoint. • . • ".:. "... ,Ap!„,, ' '''''.• . .. a •successor trustee .to any:Trustee 'appointed hereunder. Without conveyance of the- Propetty, the successor trustee shall - • . .1: ',Vrt _,•';4' -,,..: '; .,•',.• , • •-• Succeed - to all the 'title,, power and duties : conferred upon the Trustee herein' and .by applicable law.•••.:. ' ,',...... .••• -;•• '. ''. p,A". 24.-",.Us Praperty.-The Propeny is not currently used for-agricultural; timber or grazing purpOses....,•„;,;:•: • • . 4.,••,.`,.'r":"..-,.. . - . , •• ■ !...25;;. - Attorney's Fe es. f'As use,: in th;s Deed of Trust and in the Note -;!'ettOrney's. fees ' shall include attoiney"s'..feeti; 4 -.-.,...-'.. . - • ..t.,ti,?;,,,:i : ,..." . "a riy,..whichslitill be awarded by aMaPiellate court:•••'•.." ..";....;.••••,.:-• --' ••'...s'" .7. ' •••••••••• ',•-•••.•-• 7 -. ,". ;:'-'.."-' ••1 '..:. .• *' '•"f"'•••PX•5•••V•3?-1;• - ,:; 1 ;: -•• • - •:,. , z;11% 5 :•• ,,. . .. .. •-•-, - ..... • - . • r-- ;:.• -• .:`,• - • : ' •::- -k•i '•'`'•••••••`-'-: 'f.. . ' • "•.' '•-•';.!' - • • • • • • •••• • •'''. - .C' , ":".."'..."'" .• ' • - ..•.• , - • - -:. - • • •.• 54 . . . •.. . : . • .. - • . .. , .. -•'• - tl' .1 :,••••,A,4.1.■01 .-• ": . t•::, ‘. --'•-•-• ''•-; IN Wrrutts•WHEREOF, Borrower ,lfos executed this Deed ot Tnist:' "••• : :•• • ' . .„ ..-., ;• • ••••• '1'",r01,,:t:r.fol... .• ...,, .--::::•."1::' ..."-:'••-•••;`•-';'••••••'-' • ' .• • ' : • • • • ' • - • -• • '. ' : ' - .*';74.:Srl.. c .Z 2 . ---.3 '''' : .... .. .: ... :•.'..::: ... • • -• '''.'• - !,'::.i.:. ii ,-I .. ..- ... . . • - ., . . - Gene R. Kraiter •-• 7 . ' • ...•.:-.13aroWir ' .- . ',.':', 4i2 . . • '-'. •j,"•;1%.;,:;;;;;,., .,,, ........f- ,•.: . ••. ; • . ,..•:••;-•.:44;•/1,?V.A*41ii.%.. , . . • ' • • • • • • • • • • • • ................. , .. . ..... • • • • ' ''. ftti . . • „ , . • . . . . ,.. E zabeth A'.' Kraiter , • .43corrower ' • ' • 0 4: scl; ;iio g;•,•, - - .' ' ' ' ' - ' ' ' ''• • - •:". '.;;YV,.•4' • • , Zitr?6,04-r*.;:: 1 .( . .• : -.. . STATE OF OREGON, WaP)11,71•t9T1 County ss: „ • , b2 . 4.,,A,,.,r,v.-...• .,. ' - ",..., • . • ••• • .: .."--,..: •••■•..,,,,,,-.„ . . . . , , ... . . Oith .., th . day of ......May • , 1976. ., personally appeared thc above named . -...--.• i:i .--• : Veytitlif.•ACrniter . and g 1 i z a b eth A. Kraiter . and acknowledged . •:' • it;',..%4.1.. •,..,..;_-,.;:. the'ldregoirig instr4ment to be ther voluntary act and deed. . , !.... , •:;. , •',....••• i : -• IN'Stia.0:,"% , .. tottielsti.an • ,, .:, :• - • ' Before me: - ;• •,. ••• ..:•••.-.'...,:,:.;•.. '''''''''''''' " •; '. - - ' 11 8 77 kify;c4 n•cxj)tres: ' - - • - P" T•ifr • - .:-:,!...."..;-ili:".:' ' - %.,e...',••::.:.-•':.-:'.'...:,::::: kr.,j-ainta•V:?;:, . .,..'::-Ii.:,..:,-;.:.'., - I.' ' 1 " : : ) • . . . : ' : . ' : : : : . .. . ...2.' :, ..-• • . . 4 1 1 ' i Not ary Public tor Oregon . • P,:=0450..1*,.;:.' 11:;*•. , t. OF ..... -- t • .. ... 7 -,-- 4 '. ,, •, t. t.•:..4'Xir • t‘,',';;. ','k REQUEST FOR RECONVEYANCE ' •••.tw ,. • ' To TRUSTEE: • ',. . 1 ' ' : 5, t.i . .41:ii'+, 7 ,;;;;', • -,:,*. • .. •-. The undersigned is the holder of the note or notes secured by this Deed of Trust. Said note or notes, together . ”.4.1,;;;•sgir.t;'.44'.;',:- ' '•Tgl,' ft • with alt other indebtedness secured by this Deed of Trust, have been paid in full. You an: hereby directed to cancel •,,..w.t:,1*-.4--" • . ,.: . . • . ,„;.• , t...., ,•,.. ,...,- ...•::''.*-. • iaid n'ote oi.. notes and 'this Deed of Trust,', which are delivered hereby, and to. reconvey, without warranty, all the 1.-,•-:,‘"-i.!.,„••••c-- .v. • 4•••` •. .- ,,:••=•.:,:-.•-;'-'•;?...,,:;•- : ...„ ... •- '''' ' • estates pow - hell by you 'under this DeedofTrust to the person or persons legally entitled thereto. .ti...4x - . ...•;,:..,t4LL,41-1',•,^,-;:::1:-,?g,."-.... , .. . • '00.,; , •,•••!*• - ..7. , ' , " 0,. ,.. • . . . ..,,;......, ,).44.'/Jiii;•.:,,,, . . . 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'..•••,•. .- : .:' ';,"‘;Z:.0!',....;,.;••••*;:s4.;.:'.::::•,,;',:;•.'•:,•t Cou ... ..'r, ,: :. i . ' .- , "•,.. ..-,-; • .:,•-.1 ', ',.,:- .1: ••• , : , , _, !' ••••_•_ . ,,,.: .. • -. • • • .:•'':..*: - .. ifikigarotkitrioitAtl,?':Ien."..Y1,,:g.1.4;'-',.,.!f'°!T !1!. :.VP , fl e .:77P 1 7 1 i7 ; !`T" • "•!,7•• : .. .... • .• -. • . .. .•• •••- ,•,.. .. ;mg •, • :•,t4. 4.t . ••''''' -: ''•::: Y ••••;,.0".• -Iv! c - - ' 'Of Washin 1; gton 4 .- - ,1 ' ,. ..' , - • N • ••••',..."":: '-'t •:•• :•.' r • "r•- •:, ••-.• ., ••!..;. .: • -. , ' . .. -, t. A Will",4 . .:' - . ' 1 ," ,,,, „',... -t- • •••14,'i":10$'4 ,,,, :i' , ..: ,,,,,, :t.:. , - . .-' 4 ,'••'. , •:.z.;:. ,.',14•:•.J.0-q.”'',/••4.14-m•,',.'.4s."•-••' '.•-.'•' . . •'''.1' . :. '•',v,• • '•-• • -: • .. — • .: 2 ,: ., i ....-- ••••:.; • ' '''..!;-:`,."-t•"' e f'" - • ..".1 • • %-::'''..- ''. 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C� i r' 'n• L ': :-: . ,- ;),: : =:::, , , , .' ,2 � .r ; , , +.; (� x r 4*. 7yt�`i t { Kati w y:� t Y t i° ;� "5 n v. s .,- `bi' t '�.. - - y . kr ' . r:, ^Y _ ' .. : , I - 4 `4 � • t. • .r , y . ' ?. t, l�, 4', r. m�"'rr_` ire" ` , x .�'t� .•Z ,. •',, , F. �: rl rirr;, ' ; g ' W.:' , ;+i •tiS .wJ - i_:y ;! j yr '. • L ,, '•Y 'rs' �Lir, 43 ti rR 'y'�' ^"�:�, i y? :S , (� 1n''y i °• , ,.. :,010-4,k,%,"‘1%- r � '. 1 , i i - . .,. . . , ,. ,fi : rt : '� ' r :• �� n *1 y .,kF • M • l.`�' ,t tt f, , • a'' `4 ' ld . 'a a ' •max t rr , sc r l t. s + e. v ee , M a - ." ' S ? 3 .,asU (T{ 3� n �'"'1 i, , ` ' ir y ! , `+ ° �,L ; ' ` _ ., % , .� • ;gore :. t.:' • . ' i •� 71 ,ODDbA;ti70; • ,Poll ''' �' y'N i •i '., • :' . - , r ? `B 5 Ft:;.: eT =(,. 0 '. :: " k,i1: rqr -, - S- r' ''' .rg. i, : . - 'i .:y, Iniiiranei % ', ; 1•.L :ny ,. R`.. Q 1 ' ° • "Y. - .% :r `;1- •:�' .'RRnN�.h,� :�. .i 4.1'a,'� _ :'C1,"E`•, ,S. f' • .'.,.F F . � ' 1� 7 � (i�.'�?`r`,`fi:4: v • :,q t• .x..'.y2 +.';c� 'a :.. . rf>::4 +'' : �- �,� I ' R,Y • - {jy. - .5 7•. F ' ~ �C H: • ( jy�� ( , a a - � 5�. 'S ..F '. ; 4: .. - pp'ytier. � �. , • . - POLICY { , OF TITLE INS ;.. ISSUED BY ..DANCE :M . fr f' {: t /g !�j� .t;. ( »A� 7 SUBJECT TO THE EXCLUSIONS FROM COVERAGE, THE EXCEPTIONS CONTAI ', AND THE PROVISIONS OF THE CONDITIONS AND STIPULATIONS HEREOF, TITLE I PANY OF OREGON, an Oregon corporation, herelr, called the C y om an NED IN SCHEDULE y -,, shown in Schedule {, : .' A, against loss or damage, not exceeding the amount of insurance stated In Sc ed- ¢ 4 ., . ale A, and costs, attorneys' fees and expenses which the Company may become obligated as e obliga a Date of Policy 1 under, sustained or Incurred by the insured by reason of: ted to pay here- • 1. Tin described In Schedule A b oft e to the estate or interest dein e t stated therein; ,t g vested otherwise than as '4,° 2 Any defect In or Hen or encum'ranc on such title; .: 3. Lack of a right of access to and from 4. Unmarketabllity of such title; land; 51Y 5. The Invalidity or unenforceablltty of the Ilen of the Insured mortgage Interest except to the extent that such Invalidity ifs. rises out of the transaction evidenced vnt+.`• ty or unenlorce9 ablll a Sze upon said estate or ' a. ured mortgage ty or claim thereof, ' 9 ge and f, based upon t�. b. any consumer credit protection or truth in lending law; usury, or 175 6. The priority of any lien or encumbrance ` +` ` a by the ins over the lien of the Insured mortgage; `; 7. Any statutory lien for labor or malarial which now has Y gain C f TP- '. priority over the Ilan of the insured mort. a P Y such Ion arising from an ga ined or hereafter ma Improvement on the land contracted for and com menced subsequent a Policy if e;�;. not financed In whole or In part by proceeds of the indebtedness secured by the Insured mortgage which at Date of Policy the Insured has advanced or Is obligated oad advance; or �� ` fir. ',.: 8. The Invalidity or unenforceability of any assignment, shown in of mortgage or the failure of said assignment to vest title to Schedule A, insured Mortgage insured u.P. :' named Insured assignee free and clear of all liens. ;..I g o the ' „'^ IN WITNESS WHEREOF, Title Int- uran ta us ce Company of Oregon ha . , 5 ” '' • sealed by Its duly authorized v uran s as of D ate of Policy y:: cy shown in caused this policy to be signed and " tr • •./ Schedule A. ;. 7€w „an `: I PRESIDENT ,;,, !-1 /vim di .�. . •••••: . n R p o • Authorized officer ' -J V Q .n ATTEST � gip, _ — • 1 . % • ', Kl�J1. SECRETARY t%N't • 1 } }.; ; TI l to '.g.;ci tilt S yR _"riz \ r y'r • y fY' � L r Y`` y n T i ' "'t+•`' -t' y'vtet..."fc*.t , ' , . l' ZG K5 _ T ' ` Ihi k ', r„1 J7 � Y„ - ` k ' C. ^Pi 4.1.4.2%- .T � .' � tycrr c�.f, `. [V i� .1.J J A ,. ,..Y'S. ' ( y 1' •. M4 r , i yi f . 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