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Report i �` Lawyers Title � i of Oregon,I.L.0 PRELIMINARY REPORT In response to the application for a policy of title insurance referenced herein Lawyers Title of Oregon, LLC hereby reports that it is prepared to issue, or cause to be issued, as of the specified date, a policy or policies of title insurance describing the land and the estate or interest hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an exception herein or not excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations or Conditions of said policy forms. The printed Exceptions and Exclusions from the coverage of said policy or policies are set forth in Exhibit One. Copies of the policy forms should be read. They are available from the office which issued this report. This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed hereby. The policy(s) of title insurance to be issued hereunder will be policy(s) of Fidelity National Title Insurance Company, a/an Florida corporation. Please read the exceptions shown or referred to herein and the Exceptions and Exclusions set forth in Exhibit One of this report carefully. The Exceptions and Exclusions are meant to provide you with notice of matters which are not covered under the terms of the title insurance policy and should be carefully considered. It is important to note that this preliminary report is not a written representation as to the condition of title and may not list all liens, defects and encumbrances affecting title to the land. This preliminary report is for the exclusive use of the parties to the contemplated transaction, and the Company does not have any liability to any third parties nor any liability until the full premium is paid and a policy is issued. Until all necessary documents are placed of record, the Company reserves the right to amend or supplement this preliminary report. Countersigned Preliminary Report Printed: 01.02.20 @ 06:44 AM OR----S PS-1-19-161901746 al Lawyers Title of Oregon,LLC: 12550 SE 93rd Ave, Ste 420, Clackamas, OR 97015 (503)654-7770 FAX (503)652-0071 PRELIMINARY REPORT ESCROW OFFICER: Stephanie Bump ORDER NO.: 161901746 Stephanie.Bump@Itic.com 503-387-8107 TITLE OFFICER: Jason Parkrosz TO: Lawyers Title of Oregon, LLC 12550 SE 93rd Ave, Ste 420 Clackamas, OR 97015 ESCROW LICENSE NO.: 201011108 OWNER/SELLER: Blue Palouse Properties, LLC BUYER/BORROWER: TBD PROPERTY ADDRESS: APN/Parcel ID(s) R1014397 EFFECTIVE DATE: December 24, 2019, 08:00 AM 1. THE POLICY AND ENDORSEMENTS TO BE ISSUED AND THE RELATED CHARGES ARE: AMOUNT PREMIUM ALTA Owner's Policy 2006 $ TBD $ TBD Owner's Standard(Builders Rate) ALTA Loan Policy 2006 $ TBD $ TBD Extended Lender's OTIRO 209.10-06- Restrictions, Encroachments, Minerals-Current $ 100.00 Violations (ALTA 9.10-06) OTIRO 222-06 - Location (ALTA 22-06) $ 0.00 OTIRO 208.1-06- Environmental Protection Lien (ALTA 8.1-06) $ 0.00 Government Lien Search $ 25.00 2. THE ESTATE OR INTEREST IN THE LAND HEREINAFTER DESCRIBED OR REFERRED TO COVERED BY THIS REPORT IS: A Fee 3. TITLE TO SAID ESTATE OR INTEREST AT THE DATE HEREOF IS VESTED IN: Blue Palouse Properties, LLC, an Oregon limited liability company which acquired title as Blue Palouse Properties LLC, an Oregon limited liability company 4. THE LAND REFERRED TO IN THIS REPORT IS SITUATED IN THE CITY OF TIGARD, COUNTY OF WASHINGTON, STATE OF OREGON, AND IS DESCRIBED AS FOLLOWS: SEE EXHIBIT"A"ATTACHED HERETO AND MADE A PART HEREOF Preliminary Report Printed: 01.02.20 @ 06:44 AM OR----S PS-1-19-161901746 Order No.: 161901746 EXHIBIT "A" Legal Description A tract of land situated in the Northeast quarter of Section 10, Township 2 South, Range 1 West of the Willamette Meridian, in the City of Tigard, County of Washington and State of Oregon, described as follows: Beginning at a point on the North line of the Southeast quarter of the Northeast quarter of said Section, North 89°34'10" West 990.18 feet, more or less, from the East line of said section and running thence South 0°51"50' West parallel with said East line of section, 124.71 feet, more or less, to the North line of a 50.0 foot deeded roadway; thence South 68°30' East on said roadway Northerly line 106.95 feet, more or less, to the West line of that tract of land described in Book 1092, Page 594, Deed Records of said county; thence North 0°51'50" East on said West line 163.17 feet, more or less, to the North line of the Southeast quarter of the Northeast quarter of said section; thence North 89°34'10"West on said line 100.09 feet, more or less, to the point of beginning. Preliminary Report Printed: 01.02.20 @ 06:44 AM OR----S P S-1-19-161901746 Order No.: 161901746 AS OF THE DATE OF THIS REPORT, ITEMS TO BE CONSIDERED AND EXCEPTIONS TO COVERAGE IN ADDITION TO THE PRINTED EXCEPTIONS AND EXCLUSIONS IN THE POLICY FORM WOULD BE AS FOLLOWS: GENERAL EXCEPTIONS: 1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records; proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public records. 2. Facts, rights, interests or claims which are not shown by the public records but which could be ascertained by an inspection of the land or by making inquiry of persons in possession thereof. 3. Easements, or claims of easement, not shown by the public records; reservations or exceptions in patents or in Acts authorizing the issuance thereof; water rights, claims or title to water. 4. Any encroachment (of existing improvements located on the subject land onto adjoining land or of existing improvements located on adjoining land onto the subject land), encumbrance, violation, variation or adverse circumstance affecting the title that would be disclosed by an accurate and complete land survey of the subject land. 5. Any lien or right to a lien for services, labor, material, equipment rental or workers compensation heretofore or hereafter furnished, imposed by law and not shown by the public records. SPECIFIC ITEMS AND EXCEPTIONS 6. City Liens, if any, in favor of the City of Tigard. None found as of January 1, 2020. 7. Covenants, conditions, restrictions and easements but omitting any covenants or restrictions, if any, including but not limited to those based upon race, color, religion, sex, sexual orientation, familial status, marital status, disability, handicap, national origin, ancestry, source of income, gender, gender identity, gender expression, medical condition or genetic information, as set forth in applicable state or federal laws, except to the extent that said covenant or restriction is permitted by applicable law, as set forth in the document Recording Date: August 29, 1978 Recording No: 78-038656 Preliminary Report Printed: 01.02.20 @ 06:44 AM O R----S P S-1-19-1619 01746 Order No.: 161901746 8. A deed of trust to secure an indebtedness in the amount shown below, Amount: $252,000.00 Dated: December 2, 2019 Trustor/Grantor: Blue Palouse Properties LLC, an Oregon Limited Liability Company Trustee: Lawyers Title of Oregon LLC Beneficiary: Mandt Bank Loan No: 98123492759 Recording Date: December 4, 2019 Recording No.: 2019-087840 The Deed of Trust set forth above is purported to be a "Credit Line" Deed of Trust. It is a requirement that the Trustor/Grantor of said Deed of Trust provide written authorization to close said credit line account to the Lender when the Deed of Trust is being paid off through the Company or other Settlement/Escrow Agent or provide a satisfactory subordination of this Deed of Trust to the proposed Deed of Trust to be recorded at closing. 9. The Company will require the following documents for review prior to the issuance of any title insurance predicated upon a conveyance or encumbrance from the entity named below: Limited Liability Company: Blue Palouse Properties LLC a)A copy of its operating agreement, if any, and any and all amendments, supplements and/or modifications thereto, certified by the appropriate manager or member b) If a domestic Limited Liability Company, a copy of its Articles of Organization and all amendments thereto with the appropriate filing stamps c) If the Limited Liability Company is member-managed, a full and complete current list of members certified by the appropriate manager or member d)A current dated certificate of good standing from the proper governmental authority of the state in which the entity was created e) If less than all members, or managers, as appropriate, will be executing the closing documents, furnish evidence of the authority of those signing. The Company reserves the right to add additional items or make further requirements after review of the requested documentation. 10. Note: We find no Notice of Completion recorded on said Land. 11. Facts, rights, interests or claims which are not shown by the public records but which could be ascertained by an inspection of the Land or by making inquiry of persons in possession thereof. To remove this item, the Company will require an affidavit and indemnity on a form supplied by the Company. Preliminary Report Printed: 01.02.20 @ 06:44 AM OR----SPS-1-19-161901746 Order No.: 161901746 12. Any lien, or right to a lien, for services, labor, material, equipment rental or workers compensation heretofore or hereafter furnished, imposed by law and not shown by the public records. To remove this item, the Company will require an affidavit and indemnity on a form supplied by the Company. 13. Any encroachment (of existing improvements located on the subject Land onto adjoining land or of existing improvements located on adjoining land onto the subject Land), encumbrance, violation, variation or adverse circumstance affecting the title that would be disclosed by an accurate and complete land survey of the subject Land. The Company will require a survey of the Land by a professional surveyor, and this exception may be eliminated or limited as a result thereof. ADDITIONAL REQUIREMENTS/NOTES: A. Note: Property taxes for the fiscal year shown below are paid in full. Fiscal Year: 2019-2020 Amount: $1,108.35 Levy Code: 023.74 Account No.: R1014397 Map No.: 2S110AD-08805 Prior to close of escrow, please contact the Tax Collector's Office to confirm all amounts owing, including current fiscal year taxes, supplemental taxes, escaped assessments and any delinquencies. B. In addition to the standard policy exceptions, the exceptions enumerated above shall appear on the final 2006 ALTA Policy unless removed prior to issuance. C. Note: The name(s) of the proposed insured(s)furnished with this application for title insurance is/are: No names were furnished with the application. Please provide the name(s) of the buyers as soon as possible. D. Notice: Please be aware that due to the conflict between federal and state laws concerning the cultivation, distribution, manufacture or sale of marijuana, the Company is not able to close or insure any transaction involving Land that is associated with these activities. E. Note: The only conveyance(s) affecting said Land, which recorded within 24 months of the date of this report, are as follows: Grantor: Joseph M. Van Lom and Cynthia S. Van Lom Trustees of the Joseph M. Van Lom Trust dated 12/21/2006 Grantee: Blue Palouse Properties LLC, an Oregon limited liability company Recording Date: December 4, 2019 Recording No: 2019-087839 F. Note: No utility search has been made or will be made for water, sewer or storm drainage charges unless the City/Service District claims them as liens (i.e. foreclosable)and reflects them on its lien docket as of the date of closing. Buyers should check with the appropriate city bureau or water service district and obtain a billing cutoff. Such charges must be adjusted outside of escrow. Preliminary Report Printed: 01.02.20 @ 06:44 AM O R----S P S-1-19-161901746 Order No.: 161901746 G. THE FOLLOWING NOTICE IS REQUIRED BY STATE LAW: YOU WILL BE REVIEWING, APPROVING AND SIGNING IMPORTANT DOCUMENTS AT CLOSING. LEGAL CONSEQUENCES FOLLOW FROM THE SELECTION AND USE OF THESE DOCUMENTS. YOU MAY CONSULT AN ATTORNEY ABOUT THESE DOCUMENTS. YOU SHOULD CONSULT AN ATTORNEY IF YOU HAVE QUESTIONS OR CONCERNS ABOUT THE TRANSACTION OR ABOUT THE DOCUMENTS. IF YOU WISH TO REVIEW TRANSACTION DOCUMENTS THAT YOU HAVE NOT SEEN, PLEASE CONTACT THE ESCROW AGENT. H. Recording Charge (Per Document) is the following: County First Page Each Additional Page Multnomah $82.00 $5.00 Washington $81.00 $5.00 Clackamas $93.00 $5.00 Note: When possible the company will record electronically. An additional charge of$5.00 applies to each document that is recorded electronically. Note: Effective January 1, 2008, Oregon law(ORS 314.258) mandates withholding of Oregon income taxes from sellers who do not continue to be Oregon residents or qualify for an exemption. Please contact your Escrow Closer for further information. J. Note: This map/plat is being furnished as an aid in locating the herein described Land in relation to adjoining streets, natural boundaries and other land. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the Company does not insure dimensions, distances or acreage shown thereon. Preliminary Report Printed: 01.02.20 @ 06:44 AM OR----SPS-1-19-161901746 EXHIBIT ONE 2006 AMERICAN LAND TITLE ASSOCIATION LOAN POLICY(06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the (c) resulting in no loss or damage to the Insured Claimant; Company will not pay loss or damage,costs,attorneys'fees or expenses that arise by (d)attaching or created subsequent to Date of Policy(however,this does not modify reason of: or limit the coverage provided under Covered Risk 11,13,or 14);or 1. (a)Any law, ordinance or govemmental regulation (including but not limited to (e)resulting in loss or damage that would not have been sustained if the Insured building and zoning)restricting,regulating,prohibiting or relating to Claimant had paid value for the Insured Mortgage. (i) the occupancy,use,or enjoyment of the Land; 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure (ii)the character,dimensions or location of any improvement erected on the land; of an Insured to comply with the applicable doing-business laws of the state where (iii)the subdivision of land;or the Land is situated. (iv)environmental protection; 5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that or the effect of any violation of these laws, ordinances or governmental arises out of the transaction evidenced by the Insured Mortgage and is based upon regulations.This Exclusion 1(a)does not modify or limit the coverage provided usury or any consumer credit protection or truth-in-lending law. under Covered Risk 5. 6. Any claim, by reason of the operation of federal bankruptcy, state insolvency or (b)Any governmental police power.This Exclusion 1(b)does not modify or limit the similar creditors' rights laws, that the transaction creating the lien of the Insured coverage provided under Covered Risk 6. Mortgage,is 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage (a)a fraudulent conveyance or fraudulent transfer,or provided under Covered Risk 7 or 8. (b)a preferential transfer for any reason not stated in the Covered Risk 13(b)of this 3. Defects,liens,encumbrances,adverse claims,or other matters policy. (a)created,suffered,assumed or agreed to by the Insured Claimant; 7. Any lien on the Title for real estate taxes or assessments imposed by governmental (b)not known to the Company,not recorded in the Public Records at Date of Policy, authority and created or attaching between Date of Policy and the date of recording of but known to the Insured Claimant and not disclosed in writing to the Company by the Insured Mortgage in the Public Records.This Exclusion does not modify or limit the Insured Claimant prior to the date the Insured Claimant became an Insured the coverage provided under Covered Risk 11(b). under this policy; The above policy form may be issued to afford either Standard Coverage or Extended Coverage,In addition to the above Exclusions from Coverage,the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage. SCHEDULE B-GENERAL EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage(and the Company will not pay costs,attorneys'fees or expenses)which arise by reason of: 1. Taxes or assessments which are not shown as existing liens by the records of any 4. Any encroachment, encumbrance, violation, variation, or adverse circumstance taxing authority that levies taxes or assessments on real property or by the Public affecting the Title that would be disclosed by an accurate and complete land survey of Records;proceedings by a public agency which may result in taxes or assessments, the Land. The term "encroachment" includes encroachments of existing or notices of such proceedings,whether or not shown by the records of such agency improvements located on the Land onto adjoining land,and encroachments onto the or by the Public Records. Land of existing improvements located on adjoining land. 2. Facts,rights,interests or claims which are not shown by the Public Records but which 5. Any lien for services, labor or material heretofore or hereafter furnished, or for could be ascertained by an inspection of the Land or by making inquiry of persons in contributions due to the State of Oregon for unemployment compensation or worker's possession thereof. compensation,imposed by law and not shown by the Public Records. 3. Easements,or claims of easement,not shown by the Public Records;reservations or exceptions in patents or in Acts authorizing the issuance thereof,water rights,claims or title to water. 2006 AMERICAN LAND TITLE ASSOCIATION OWNER'S POLICY(06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the (b)not known to the Company,not recorded in the Public Records at Date of Policy, Company will not pay loss or damage,costs,attorneys'fees or expenses that arise by but known to the Insured Claimant and not disclosed in writing to the Company by reason of: the Insured Claimant prior to the date the Insured Claimant became an Insured 1. (a)Any law, ordinance or governmental regulation (including but not limited to under this policy; building and zoning)restricting,regulating,prohibiting or relating to (c) resulting in no loss or damage to the Insured Claimant; (i) the occupancy,use,or enjoyment of the Land; (d)attaching or created subsequent to Date of Policy(however,this does not modify (ii) the character,dimensions or location of any improvement erected on the land; or limit the coverage provided under Covered Risk 9 and 10);or (iii)the subdivision of land;or (e)resulting in loss or damage that would not have been sustained if the Insured (iv)environmental protection; Claimant had paid value for the Title. or the effect of any violation of these laws, ordinances or governmental 4. Any claim, by reason of the operation of federal bankruptcy, state insolvency or regulations.This Exclusion 1(a)does not modify or limit the coverage provided similar creditors' rights laws, that the transaction creating the lien of the Insured under Covered Risk 5. Mortgage,is (b)Any governmental police power.This Exclusion 1(b)does not modify or limit the (a)a fraudulent conveyance or fraudulent transfer,or coverage provided under Covered Risk 6. (b)a preferential transfer for any reason not stated in the Covered Risk 9 of this 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage policy. provided under Covered Risk 7 or 8. 7. Any lien on the Title for real estate taxes or assessments imposed by governmental 3. Defects,liens,encumbrances,adverse claims,or other matters authority and created or attaching between Date of Policy and the date of recording of (a)created,suffered,assumed or agreed to by the Insured Claimant; the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A. The above policy form may be issued to afford either Standard Coverage or Extended Coverage.In addition to the above Exclusions from Coverage,the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage. SCHEDULE B-GENERAL EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage(and the Company will not pay costs,attorneys'fees or expenses)which arise by reason of: 1. Taxes or assessments which are not shown as existing liens by the records of any 4. Any encroachment, encumbrance, violation, variation, or adverse circumstance taxing authority that levies taxes or assessments on real property or by the Public affecting the Title that would be disclosed by an accurate and complete land survey of Records;proceedings by a public agency which may result in taxes or assessments, the Land. The term "encroachment" includes encroachments of existing or notices of such proceedings,whether or not shown by the records of such agency improvements located on the Land onto adjoining land,and encroachments onto the or by the Public Records. Land of existing improvements located on adjoining land. 2. Facts,rights,interests or claims which are not shown by the Public Records but which 5. Any lien for services, labor or material heretofore or hereafter furnished, or for could be ascertained by an inspection of the Land or by making inquiry of persons in contributions due to the State of Oregon for unemployment compensation or worker's possession thereof. compensation,imposed by law and not shown by the Public Records. 3. Easements,or claims of easement,not shown by the Public Records;reservations or exceptions in patents or in Acts authorizing the issuance thereof,water rights,claims or title to water. Preliminary Report(Exhibit One) Printed: 01.02.20 @ 06:44 AM OR----SPS-1-19-161901746 IRE SAFE,,, Inquire before you wire! WIRE FRAUD ALERT This Notice is not intended to provide legal or professional advice. If you have any questions, please consult with a lawyer. All parties to a real estate transaction are targets for wire fraud and many have lost hundreds of thousands of dollars because they simply relied on the wire instructions received via email, without further verification. If funds are to be wired in conjunction with this real estate transaction, we strongly recommend verbal verification of wire instructions through a known,trusted phone number prior to sending funds. In addition, the following non-exclusive self-protection strategies are recommended to minimize exposure to possible wire fraud. • NEVER RELY on emails purporting to change wire instructions. Parties to a transaction rarely change wire instructions in the course of a transaction. • ALWAYS VERIFY wire instructions, specifically the ABA routing number and account number, by calling the party who sent the instructions to you. DO NOT use the phone number provided in the email containing the instructions, use phone numbers you have called before or can otherwise verify. Obtain the number of relevant parties to the transaction as soon as an escrow account is opened. DO NOT send an email to verify as the email address may be incorrect or the email may be intercepted by the fraudster. • USE COMPLEX EMAIL PASSWORDS that employ a combination of mixed case, numbers, and symbols. Make your passwords greater than eight (8) characters. Also, change your password often and do NOT reuse the same password for other online accounts. • USE MULTI-FACTOR AUTHENTICATION for email accounts. Your email provider or IT staff may have specific instructions on how to implement this feature. For more information on wire-fraud scams or to report an incident, please refer to the following links: Federal Bureau of Investigation: Internet Crime Complaint Center: http://www.fbi.qov http://www.ic3.qov Wire Fraud Alert Original Effective Date: 5/11/2017 Current Version Date: 5/11/2017 161901746-SB-WIRE0016(DSI Rev.12/07/17) TM and©Fidelity National Financial,Inc.and/or an affiliate. All rights reserved FIDELITY NATIONAL FINANCIAL PRIVACY NOTICE Revised May 1, 2018 Fidelity National Financial, Inc. and its majority-owned subsidiary companies (collectively, "FNF", "our," or "we") respect and are committed to protecting your privacy. This Privacy Notice explains how we collect, use, and protect personal information, when and to whom we disclose such information, and the choices you have about the use and disclosure of that information. Types of Information Collected We may collect two types of information from you: Personal Information and Browsing Information. Personal Information. FNF may collect the following categories of Personal Information: • contact information (e.g., name, address, phone number, email address); • demographic information (e.g., date of birth, gender, marital status); • identity information (e.g. Social Security Number, driver's license, passport, or other government ID number); • financial account information (e.g. loan or bank account information); and • other personal information necessary to provide products or services to you. Browsing Information. FNF may automatically collect the following types of Browsing Information when you access an FNF website, online service, or application (each an "FNF Website") from your Internet browser, computer, and/or mobile device: • Internet Protocol (IP) address and operating system; • browser version, language, and type; • domain name system requests; and • browsing history on the FNF Website, such as date and time of your visit to the FNF Website and visits to the pages within the FNF Website. How Personal Information is Collected We may collect Personal Information about you from: • information we receive from you on applications or other forms; • information about your transactions with FNF, our affiliates, or others; and • information we receive from consumer reporting agencies and/or governmental entities, either directly from these entities or through others. How Browsing Information is Collected If you visit or use an FNF Website, Browsing Information may be collected during your visit. Like most websites, our servers automatically log each visitor to the FNF Website and may collect the Browsing Information described above. We use Browsing Information for system administration, troubleshooting, fraud investigation, and to improve our websites. Browsing Information generally does not reveal anything personal about you, though if you have created a user account for an FNF Website and are logged into that account, the FNF Website may be able to link certain browsing activity to your user account. Other Online Specifics Cookies. When you visit an FNF Website, a "cookie" may be sent to your computer. A cookie is a small piece of data that is sent to your Internet browser from a web server and stored on your computer's hard drive. Information gathered using cookies helps us improve your user experience. For example, a cookie can help the website load properly or can customize the display page based on your browser type and user preferences. You can choose whether or not to accept cookies by changing your Internet browser settings. Be aware that doing so may impair or limit some functionality of the FNF Website. Web Beacons. We use web beacons to determine when and how many times a page has been viewed. This information is used to improve our websites. Do Not Track. Currently our FNF Websites do not respond to "Do Not Track" features enabled through your browser. Links to Other Sites. FNF Websites may contain links to other websites. FNF is not responsible for the privacy practices or the content of any of those other websites. We advise you to read the privacy policy of every website you visit. Preliminary Report Printed: 01.02.20 @ 06:44 AM OR----SPS-1-19-161901746 Use of Personal Information FNF uses Personal Information for three main purposes: • To provide products and services to you or in connection with a transaction involving you. • To improve our products and services. • To communicate with you about our, our affiliates', and third parties' products and services, jointly or independently. When Information Is Disclosed We may make disclosures of your Personal Information and Browsing Information in the following circumstances: • to enable us to detect or prevent criminal activity,fraud, material misrepresentation, or nondisclosure; • to nonaffiliated service providers who provide or perform services or functions on our behalf and who agree to use the information only to provide such services or functions; • to nonaffiliated third party service providers with whom we perform joint marketing, pursuant to an agreement with them to jointly market financial products or services to you; • to law enforcement or authorities in connection with an investigation, or in response to a subpoena or court order; or • in the good-faith belief that such disclosure is necessary to comply with legal process or applicable laws, or to protect the rights, property, or safety of FNF, its customers, or the public. The law does not require your prior authorization and does not allow you to restrict the disclosures described above. Additionally, we may disclose your information to third parties for whom you have given us authorization or consent to make such disclosure. We do not otherwise share your Personal Information or Browsing Information with nonaffiliated third parties, except as required or permitted by law. We reserve the right to transfer your Personal Information, Browsing Information, and any other information, in connection with the sale or other disposition of all or part of the FNF business and/or assets, or in the event of bankruptcy, reorganization, insolvency, receivership, or an assignment for the benefit of creditors. By submitting Personal Information and/or Browsing Information to FNF, you expressly agree and consent to the use and/or transfer of the foregoing information in connection with any of the above described proceedings. Please see"Choices With Your Information"to learn the disclosures you can restrict. Security of Your Information We maintain physical, electronic, and procedural safeguards to guard your Personal Information. We limit access to nonpublic personal information about you to employees who need to know that information to do their job. When we provide Personal Information to others as discussed in this Privacy Notice, we expect that they process such information in compliance with our Privacy Notice and in compliance with applicable privacy laws. Choices With Your Information If you do not want FNF to share your information with our affiliates to directly market to you, you may send an"opt out" request by email, phone, or physical mail as directed at the end of this Privacy Notice. We do not share your Personal Information with nonaffiliates for their use to direct market to you. Whether you submit Personal Information or Browsing Information to FNF is entirely up to you. If you decide not to submit Personal Information or Browsing Information, FNF may not be able to provide certain services or products to you. For California Residents: We will not share your Personal Information or Browsing Information with nonaffiliated third parties, except as permitted by California law. For Nevada Residents: You may be placed on our internal Do Not Call List by calling (888) 934-3354 or by contacting us via the information set forth at the end of this Privacy Notice. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: (702) 486-3132; email: BCPINFO@ag.state.nv.us. For Oregon Residents: We will not share your Personal Information or Browsing Information with nonaffiliated third parties for marketing purposes, except after you have been informed by us of such sharing and had an opportunity to indicate that you do not want a disclosure made for marketing purposes. Preliminary Report Printed: 01.02.20 @ 06:44 AM OR----SPS-1-19-161901746 For Vermont Residents: We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures. Information From Children The FNF Websites are meant for adults and are not intended or designed to attract persons under the age of eighteen (18). We do not collect Personal Information from any person that we know to be under the age of thirteen (13)without permission from a parent or guardian. International Users FNF's headquarters is located within the United States. If you reside outside the United States and choose to provide Personal Information or Browsing Information to us, please note that we may transfer that information outside of your country of residence for any of the purposes described in this Privacy Notice. By providing FNF with your Personal Information and/or Browsing Information, you consent to our collection, transfer, and use of such information in accordance with this Privacy Notice. FNF Website Services for Mortgage Loans Certain FNF companies provide services to mortgage loan servicers, including hosting websites that collect customer information on behalf of mortgage loan servicers (the "Service Websites"). The Service Websites may contain links to both this Privacy Notice and the mortgage loan servicer or lender's privacy notice. The sections of this Privacy Notice titled When Information is Disclosed, Choices with Your Information, and Accessing and Correcting Information do not apply to the Service Websites. The mortgage loan servicer or lender's privacy notice governs use, disclosure, and access to your Personal Information. FNF does not share Personal Information collected through the Service Websites, except (1) as required or authorized by contract with the mortgage loan servicer or lender, or (2) as required by law or in the good-faith belief that such disclosure is necessary to comply with a legal process or applicable law, to enforce this Privacy Notice, or to protect the rights, property, or safety of FNF or the public. Your Consent To This Privacy Notice; Notice Changes By submitting Personal Information and/or Browsing Information to FNF, you consent to the collection and use of the information in accordance with this Privacy Notice. We may change this Privacy Notice at any time. The revised Privacy Notice, showing the new revision date, will be posted on the FNF Website. Each time you provide information to us following any amendment of this Privacy Notice, your provision of information to us will signify your assent to and acceptance of the terms of the revised Privacy Notice for all previously collected information and information collected from you in the future. We may use comments, information or feedback that you submit to us in any manner that we may choose without notice or compensation to you. Accessing and Correcting Information; Contact Us If you have questions, would like to access or correct your Personal Information, or want to opt-out of information sharing for affiliate marketing, send your requests via email to privacva..fnf.com, by phone to(888) 934-3354, or by mail to: Fidelity National Financial, Inc. 601 Riverside Avenue, Jacksonville, Florida 32204 Attn: Chief Privacy Officer Preliminary Report Printed: 01.02.20 @ 06:44 AM O R----S P S-1-19-161901746