2021-107299 ~ •
Washington County,Oregon 2021-107299
D-M F
Stn=7 C LOUCKS 10/08/2021 04:20:55 PM
$100.00$25.00$11.00$5.00$60.00 $201.00
WHEN RECORDED, RETURN TO: I,Joe Nelson,Interim Director of Assessment and Taxation and Ex-
Officio County Clerk for Washington County,Oregon,do hereby
certify that the within instrument of writing was received and
C; �y �� recorded in the book of records of said county.
If Joe Nelson, Interim Director of
Assessment and Taxation, Ex-Officio
��0.rtY ,
NOTICE TO RECORDER: THIS DOCUMENT CONSTITUTES A FIXTURE FILING
IN ACCORDANCE WITH THE UNIFORM COMMERCIAL CODE
TRUST DEED, ASSIGNMENT OF LEASES AND RENTS, SECURITY AGREEMENT,
AND FIXTURE FILING
M TRUST DEED,ASSIGNMENT OF LEASES AND RENTS, SECURITY AGREEMENT,
AND FIXTURE FILING (this "Trust Deed") is made on October_, 2021, by Community
Partners for Affordable Housing,an Oregon nonprofit corpooration ("Grantor"), to First
American Title Insurance Company ("Trustee"), for the benefit of Town Center
(AC Development Agency, an Oregon urban renewal agency ("Beneficiary").
WHEREAS Beneficiary has offered to make a loan to Grantor in the sum of$500,000.00 that is
to be evidenced by a promissory note of even date with this Trust Deed and that, if not sooner
paid, is due and payable in full on October_, 2026 (the promissory note as modified,
supplemented, extended, renewed, or replaced from time to time is referred to below as the
"Note"); and
IL I
QWHEREAS,as a condition to the making of the loan to Grantor, Beneficiary has required, and
Grantor has agreed to execute and deliver, this Trust Deed;
CO NOW,THEREFORE, for good and valuable consideration, receipt of which is hereby
acknowledged, and for the purpose of securing the Obligations described in section 1.1 below,
Grantor irrevocably grants, bargains, sells, conveys, assigns, and transfers to Trustee in trust for
the benefit and security of Beneficiary, with power of sale and right of entry and possession, all
of Grantor's right, title, and interest in and to the real property located in Washington County,
Oregon, and more particularly described in Exhibit A attached to this Trust Deed and
incorporated in it(the "Property");
TOGETHER WITH all interests, estates, including leasehold estates, and rights that Grantor
now has or may acquire in (1) the Property; (2) any and all options, agreements, and contracts for
the purchase or sale of all or any part or parts of the Property or interests in the Property and all
proceeds of them; (3) all easements, rights-of-way, and rights used in connection with the
Property or as a means of access to the Property; and (4) all tenements, hereditaments, and
appurtenances in any manner belonging, relating, or appertaining to the Property;
TOGETHER WITH all interests, estates, and rights of Grantor, now owned or hereafter
acquired, in and to any land lying within any streets, sidewalks, alleys, strips, and gores adjacent
to or used in connection with them;
TOGETHER WITH all rights, titles, and interests of Grantor, now owned or hereafter acquired,
in and to any and all buildings and other improvements of every nature now or hereafter located
on the Property and all fixtures, machinery, equipment, and other personal property located on
the Property or attached to, contained in, or used in any such buildings and other improvements,
and all appurtenances and additions to and substitutions and replacements of the Property (all of
the foregoing being collectively referred to below as the "Improvements");
TOGETHER WITH any and all mineral rights, oil and gas rights, air rights, development
rights, water rights, water stock, and water service contracts, drainage rights, zoning rights, and
other similar rights or interests that benefit or are appurtenant to the Property or the
Improvements or both, and any of their proceeds;
TOGETHER WITH all rights of Grantor in and to any escrow agreements, title insurance,
surety bonds, warranties, management contracts, construction contracts, leasing and sales
agreements, and service contracts that are in any way relevant to the ownership, development,
improvement, management, construction, sale, or use of all or any portion of the Property or any
of the Improvements;
TOGETHER WITH Grantor's rights under any payment, performance, or other bond in
connection with the construction of any Improvements, and all construction materials, supplies,
equipment, and other personal property delivered to the Property or intended to be used in
connection with the construction of any Improvements;
TOGETHER WITH all rights, interests, and claims that Grantor now has or may acquire with
respect to any damage to or taking of all or any part of the Property or the Improvements,
including without limitation any and all proceeds of insurance in effect with respect to the
Improvements, any and all awards made for taking by eminent domain, or by any proceeding or
purchase in lieu thereof, of the whole or any part of the Property or the Improvements, and any
and all awards resulting from any other damage to the Property or the Improvements.
All of the above is sometimes referred to below as the "Trust Property."
TO HAVE AND TO HOLD the Trust Property to Trustee and its successors and assigns for the
benefit of Beneficiary and its successors and assigns, forever.
PROVIDED that if all the Obligations (as defined in section 1.1 below) are paid, performed, and
satisfied in full, then the lien and estate granted by this Trust Deed will be reconveyed.
This Trust Deed,the Note, and all other agreements or instruments executed by Grantor at any
time in connection with them, as they may be amended or supplemented from time to time, are
sometimes collectively referred to below as the "Loan Documents."
TO PROTECT THE SECURITY OF THIS TRUST DEED, GRANTOR HEREBY
COVENANTS AND AGREES AS FOLLOWS:
ARTICLE 1
PARTICULAR COVENANTS AND WARRANTIES OF GRANTOR
1.1 Obligations Secured. This Trust Deed secures the following, collectively referred to as
the ("Obligations"):
(1) The payment of all indebtedness, including but not limited to principal, interest and
penalites, and the performance of all covenants and obligations of Grantor, under the Note,
whether such payment and performance is now due or becomes due in the future;
(2) The payment and performance of all covenants and obligations in this Trust Deed, in the
other Loan Documents, and in all other security agreements, notes, agreements, and undertakings
now existing or hereafter executed by Grantor with or for the benefit of Beneficiary; and
(3) The payment and performance of any and all other indebtedness and obligations of
Grantor to Beneficiary of any nature whatsoever, whether direct or indirect,primary or
secondary,joint or several, liquidated or unliquidated, whenever and however arising, and
whether or not reflected in a written agreement or instrument.
This Trust Deed does not secure payment of any guaranty of the Note given by a third party.
1.2 Payment of Indebtedness and Performance of Covenants. Grantor will duly and
punctually pay and perform all the Obligations.
1.3 Property. Grantor warrants that it shall hold good and merchantable title to the Property
and the Improvements, free and clear of all liens, encumbrances, reservations, restrictions,
easements, and adverse claims. Grantor covenants that it will forever defend Beneficiary's and
Trustee's rights under this Trust Deed against the adverse claims and demands of all persons.
1.4 Further Assurances, Filing, Refiling,Etc.
(1) Grantor will execute, acknowledge, and deliver, from time to time, any further
instruments that Beneficiary or Trustee may require to accomplish the purposes of this Trust
Deed.
(2) Immediately on the execution and delivery of this Trust Deed, and thereafter from time to
time, Grantor will cause this Trust Deed, any supplemental security agreement, mortgage, or
deed of trust, and each instrument of further assurance to be recorded and rerecorded in the
manner and in the places that may be required by any present or future law to perfect, and
continue perfected, the lien and estate of this Trust Deed.
(3) Grantor will pay all filing and recording fees, and all expenses incident to the execution,
filing, recording, and acknowledgment of this Trust Deed or any security agreement, mortgage,
or deed of trust supplemental to this Trust Deed and any instrument of further assurance; and all
federal, state, county, and municipal taxes, assessments, and charges arising out of or in
connection with the execution, delivery, filing, and recording of this Trust Deed, any
supplemental security agreement, mortgage, or deed of trust, and any instrument of further
assurance.
1.5 Compliance with Laws. Grantor further represents, warrants, and covenants that:
(1) The Property hshall be operated and developed and all Improvements shall be constructed
and maintained, in full compliance with all applicable laws, statutes, ordinances, regulations, and
codes of all federal, state, and local governments (collectively, "Laws"), and all private
covenants, conditions, easements, and restrictions affecting the Property (collectively,
"Covenants"); and
(2) Grantor will cause the Property and its operations on the Property to comply at all times
hereafter, in all material respects, with all applicable Laws and Covenants.
1.6 Definitions,Environmental Covenants, Warranties,and Compliance.
(1) For purposes of this section, "Environmental Law" means any federal, state, or local law,
statute, ordinance, or regulation pertaining to Hazardous Substances (as defined below), health,
industrial hygiene, or environmental conditions, including without limitation the Comprehensive
Environmental Response, Compensation, and Liability Act of 1980 (CERCLA), as amended (42
USC §§ 9601-9675), and the Resource Conservation and Recovery Act of 1976 (RCRA), as
amended (42 USC §§ 6901-6992k).
(2) For purposes of this section, "Hazardous Substance" includes without limitation any
material, substance, or waste that is or becomes regulated or that is or becomes classified as
hazardous, dangerous, or toxic under any federal, state, or local statute, ordinance, rule,
regulation, or law.
(3) Grantor will not use, generate, manufacture, produce, store, release, discharge, or dispose
of on, under, or about the Property or the Property's groundwater, or transport to or from the
Property, any Hazardous Substance and will not permit any other person to do so, except for any
Hazardous Substances that may be used in the ordinary course of Grantor's business and in
compliance with all Environmental Laws, including but not limited to those relating to licensure,
notice, and recordkeeping.
(4) Grantor will keep and maintain the Property in compliance with all Environmental Laws,
and will not cause or permit all or any portion of the Property, including groundwater, to be in
violation of any Environmental Law.
(5) Grantor will give prompt written notice to Beneficiary of:
(a) Any proceeding, inquiry, or notice by or from any governmental authority with
respect to any alleged violation of any Environmental Law or the presence of any Hazardous
Substance on the Property or the migration of any Hazardous Substance from or to other
premises;
(b) All known claims made or threatened by any person against Grantor or with
respect to the Property or Improvements relating to any loss or injury resulting from any
Hazardous Substance or the violation of any Environmental Law;
(c) The existence of any Hazardous Substance on or about all or any portion of the
Property; or
(d) Grantor's discovery of any occurrence or condition on any real property adjoining
or in the vicinity of the Property that could in Grantor's judgment cause any restrictions on the
ownership, occupancy, transferability, or use of the Property under any Environmental Law.
(6) Grantor will promptlyprovide to Beneficiary copies of all reports, documents, and
notices provided to or received from any agency administering any Environmental Laws.
Beneficiary will have the rights to join and participate, in its own name if it so elects, in any legal
proceeding or action initiated with respect to the Property or Improvements in connection with
any Environmental Law and to have its attorney fees in connection with such an action paid by
Grantor, if Beneficiary determines that such participation is reasonably necessary to protect its
interest in the Trust Property.
(7) If at any time Beneficiary has reason to believe that any release, discharge, or disposal of
any Hazardous Substance affecting the Property or Improvements has occurred or is threatened,
or if Beneficiary has reason to believe that a violation of an Environmental Law has occurred or
may occur with respect to the Property or Improvements, Beneficiary may require Grantor to
obtain or may itself obtain, at Grantor's expense, an environmental assessment of that condition
or threatened condition by a qualified environmental consultant. Grantor will promptly provide
to Beneficiary a complete copy of any environmental assessment obtained by Grantor.
(8) If any investigation, site monitoring, containment, cleanup, removal, restoration, or other
remedial work of any kind or nature (the "Remedial Work") is required under any applicable
Environmental Law, by any judicial order, or by any governmental agency or person because of,
or in connection with, the current or future presence, suspected presence, release, or suspected
release of a Hazardous Substance on, under, or about all or any portion of the Property, or the
contamination (whether currently existing or occurring after the date of this Trust Deed) of the
buildings, facilities, soil, groundwater, surface water, air, or other elements on or under any other
property as a result of Hazardous Substances emanating from the Property, Grantor will, within
30 days after written demand by Beneficiary for Grantor's performance under this provision(or
shorter period of time as required under any applicable law, regulation, order, or agreement),
commence and thereafter diligently prosecute to completion the Remedial Work. Grantor will
pay all costs and expenses of that Remedial Work, including without limitation Beneficiary's
reasonable attorney fees and costs incurred in connection with monitoring or reviewing the legal
aspects of the Remedial Work. If Grantor fails to timely commence, or cause to be commenced,
the Remedial Work, Beneficiary may, but will not be required to, cause the Remedial Work to be
performed. In that event, all costs and expenses incurred in connection with the Remedial Work
(including attorneys fees) will become part of the Obligations secured by this Trust Deed and
will bear interest until paid at the rate provided in the Note.
(9) Grantor represents and warrants to Beneficiary that:
(a) Grantor will hold Beneficiary and its directors, officers, employees, agents, successors,
and assigns harmless from, will indemnify them for, and will defend them against any and all
losses, damages, liens, costs, expenses, and liabilities directly or indirectly arising out of or
attributable to any violation of any Environmental law, any breach of Grantor's warranties in this
section 1.6, or the use, generation, manufacture, production, storage, release, threatened release,
discharge, disposal, or presence of a Hazardous Substance on, under, or about the Property,
including without limitation the costs of any required repair, cleanup, containment, or
detoxification of the Property, the preparation and implementation of any closure, remedial,or
other required plans, attorney fees and costs (including but not limited to those incurred in any
proceeding and in any review or appeal), fees, penalties, and fines.
1.7 Maintenance and Improvements. Grantor will not permit all or any part of the
Improvements to be removed, demolished, or materially altered without Beneficiary's prior
written consent, except for those Improvements that become obsolete in the usual conduct of
Grantor's business and as long as the removal or material alteration of the obsolete
Improvements does not materially detract from the operation of Grantor's business and as long
as all obsolete Improvements that are demolished or removed are promptly replaced with
Improvements of like value and quality. Grantor will maintain every portion of the Property and
Improvements in good repair, working order, and condition, and will at Beneficiary's election
restore, replace, or rebuild all or any part of the Improvements now or hereafter damaged or
destroyed by any casualty (whether or not insured against or insurable) or affected by any
Condemnation (as defined in section 1.16 below). Grantor will not commit, permit, or suffer any
waste, strip, or deterioration of the Trust Property.
1.8 Liens. Grantor will pay when due all claims for labor, materials, or supplies that if unpaid
might become a lien on all or any portion of the Trust Property. Grantor will not create or permit
to be created, any mortgage, deed of trust, lien, security interest, charge, or encumbrance on the
Trust Property prior to, on a parity with, or subordinate to the lien of this Trust Deed.
1.9 Impositions.
(1) Grantor will pay or cause to be paid, when due and before any fine, penalty, interest, or
cost attaches, all taxes, assessments, fees, levies, and other governmental and nongovernmental
charges of every nature now or hereafter assessed or levied against any part of the Trust Property
(including without limitation levies or charges resulting from Covenants), or on the lien or estate
of Beneficiary or Trustee (collectively, the "Impositions"). But if by law any Imposition may be
paid in installments, whether or not interest will accrue on the unpaid balance, Grantor may pay
the same in installments,together with accrued interest on the unpaid balance, as they become
due, before any fine, penalty, interest, or cost attaches.
(2) Grantor may, at its expense and after prior notice to Beneficiary, contest by appropriate
legal, administrative, or other proceedings conducted in good faith and with due diligence the
amount, validity, or application, in whole or in part, of any Imposition or lien on the Trust
Property or any claim of any laborer, materialman, supplier, or vendor or lienholder, and may
withhold payment pending completion of the proceedings if permitted by law, provided that(a)
the proceedings will suspend enforcement against the Trust Property; (b) no part of or interest in
the Trust Property will be sold, forfeited, or lost if Grantor pays the amount or satisfies the
condition being contested, and Grantor would have the opportunity to do so if Grantor failed to
prevail in the contest; (c) neither Beneficiary nor Trustee will, by virtue of the permitted contest,
be exposed to any risk of liability for which Grantor has not furnished additional security as
provided in clause (d) below; and (d) Grantor furnishes to Beneficiary cash, corporate surety
bond, or other additional security in respect of the claim being contested or the loss or damage
that may result from Grantor's failure to prevail in the contest in an amount sufficient to
discharge the Imposition and all interest, costs, attorney fees, and other charges that may accrue
in connection with the Imposition. Grantor will promptly satisfy any final judgment.
(3) Grantor will furnish to Beneficiary,promptly on request, satisfactory evidence of the
payment of all Impositions. Beneficiary is hereby authorized to request and receive from the
responsible governmental and nongovernmental personnel written statements with respect to the
accrual and payment of all Impositions.
1.10 Books and Records and Inspection of the Property. Grantor will keep complete and
accurate records and books of account with respect to the Trust Property and its operation in
accordance with generally accepted accounting principles consistently applied. Grantor will
permit Trustee, Beneficiary, and their authorized representatives to enter and inspect and
appraise the Property and the Improvements, and to examine and make copies or extracts of
Grantor's records and books of account with respect to the Property and the Improvements, all at
any reasonable times that Beneficiary or Trustee may choose.
1.11 Limitations on Use. Except for the rezone and replat previously disclosed to Beneficiary,
Grantor will not initiate,join in, or consent to any rezoning,partitioning, subdividing,property-
line readjustment, or replatting of the Property or any change in any covenant or other public or
private restrictions limiting or defining the uses that may be made of all or any part of the
Property and the Improvements without the prior written consent of Beneficiary.
1.12 Insurance.
(1) Property and Other Insurance. Grantor will obtain and maintain in full force and effect
during the term of this Trust Deed: (a) Special Form property insurance together with
endorsements for replacement-cost, inflation-adjustment, malicious-mischief, and sprinkler-
damage coverages, all in amounts not less than the full replacement cost of all Improvements,
without reduction for coinsurance; (b) commercial general liability insurance, including liabilities
assumed under contract, with limits, coverages, and risks insured acceptable to Beneficiary, and
in no event less than $1,000,000 combined single-limit coverage; and (c) unless Beneficiary
otherwise agrees in writing, rent-loss or business-interruption insurance in an amount no less than
the total annual rents provided for in all leases for the Trust Property. In addition, Grantor will
obtain and maintain all other insurance coverages designated by Beneficiary that at the time are
commonly carried for similar property, in any amounts that Beneficiary may require. If applicable,
Grantor shall also obtain liquor liability insurance, in an amount not less than $1,000,000 before
alcohol is served on the Property.
(2) Insurance Companies and Policies. All insurance must (a) be written by a company or
companies reasonably acceptable to Beneficiary with a rating of A-, VIII, or better as provided in
Best's Key Rating Guide—Property/Casualty; (b) contain a long-form mortgagee clause in favor
of Beneficiary with loss proceeds under any policy payable to Beneficiary, subject to the terms
of this Trust Deed; (c) require 30 days' prior written notice to Beneficiary of cancellation or
reduction in coverage; (d) contain waivers of subrogation and endorsements that no act or
negligence of Grantor or any occupant, and no occupancy or use of the Property for purposes
more hazardous than permitted by the terms of the policy, will affect the validity or
enforceability of the insurance as against Beneficiary; (e) be in full force and effect on the date
of this Trust Deed; and (f) be accompanied by proof of premiums paid for the current policy
period. Beneficiary must be named as an additional insured on all liability policies. Grantor will
forward to Beneficiary, on request, certificates executed by the insurer or its agent evidencing the
coverages required under this Trust Deed and copies of all policies. If a blanket policy is issued,
a certified copy of the policy must be furnished together with a certificate indicating that the
Trust Property and Beneficiary are insured under that policy in the proper designated amount.
(3) Assignments of Policies on Foreclosure. In the event of foreclosure of the lien of this
Trust Deed or other transfer of title, or assignment of the Trust Property in whole or in part,all
right, title, and interest of Grantor in and to all policies of insurance procured under section 1.12
will inure to the benefit of and pass to the successors in interest of Grantor or the purchaser or
grantee of all or any part of the Trust Property.
(4) Notice and Proof of Loss. After the occurrence of any casualty to the Property, whether
or not required to be insured against as provided in this Trust Deed, Grantor will give prompt
written notice of the casualty to Beneficiary, specifically describing the nature and cause of the
casualty and the extent of the damage to or destruction of the Trust Property. Beneficiary may
make proof of loss if it is not made promptly and to Beneficiary's satisfaction by Grantor.
1.13 Actions to Protect Trust Property; Reserves.
(1) If Grantor fails to obtain the insurance required by section 1.12, or fails to perform or
observe any of its other covenants or agreements under this Trust Deed, Beneficiary may,
without obligation to do so, obtain or pay them or take other action that it deems appropriate to
remedy the failure. All sums, including reasonable attorney fees, so expended or expended to
maintain the lien or estate of this Trust Deed or its priority,or to protect or enforce any of
Beneficiary's rights, or to recover any indebtedness secured by this Trust Deed, will be a lien on
the Trust Property, will be secured by this Trust Deed, and will be paid by Grantor on demand,
together with interest at the rate provided in the Note.No payment or other action by Beneficiary
under this section will impair any other right or remedy available to Beneficiary or constitute a
waiver of any default. The following notice is provided in accordance with ORS 746.201(1):
WARNING:
Unless Grantor provides Beneficiary with evidence of the insurance coverage as required
by the Note, Beneficiary may purchase insurance at Grantor's expense to protect
Beneficiary's interest. This insurance may, but need not,also protect Grantor's interest. If
the Trust Property becomes damaged,the coverage that Beneficiary purchases may not
pay any claim Grantor makes or any claim made against Grantor. Grantor may later
cancel this coverage by providing evidence that Grantor has obtained property coverage
elsewhere.
Grantor is responsible for the cost of any insurance purchased by Beneficiary. The cost of
this insurance may be added to Grantor's loan balance. If the cost is added to Grantor's
loan balance, the interest rate on the underlying loan will apply to this added amount. The
effective date of coverage may be the date on which Grantor's prior coverage lapsed or the
date on which Grantor failed to provide proof of coverage.
The coverage that Beneficiary purchases may be considerably more expensive than
insurance that Grantor can obtain on its own and may not satisfy any need for property-
damage coverage or any mandatory liability insurance requirements imposed by applicable
law.
(2) If Grantor fails to promptly perform any of its Obligations under section 1.9 or 1.12 of
this Trust Deed, Beneficiary may require Grantor thereafter to pay and maintain with Beneficiary
reserves for payment of the Obligations. In that event, Grantor will pay to Beneficiary each
month a sum estimated by Beneficiary to be sufficient to produce, at least 20 days before due, an
amount equal to the Impositions and/or insurance premiums. If the sums so paid are insufficient
to satisfy any Imposition or insurance premium when due, Grantor will pay any deficiency to
Beneficiary on demand. The reserves may be commingled with Beneficiary's other funds, and
Beneficiary will not be required to pay interest to Grantor on those reserves. Beneficiary will not
hold the reserve in trust for Grantor, and Beneficiary will not be the agent of Grantor for
payment of the taxes and assessments required to be paid by Grantor.
1.14 Estoppel Certificates. Within five days of Beneficiary's request, Grantor will give
Trustee and Beneficiary a written statement, duly acknowledged, of the amount of the
Obligations secured by this Trust Deed and whether any offsets or defenses exist against the
Obligations. If Grantor fails to provide this statement within the time allowed, Beneficiary will
be authorized, as Grantor's attorney-in-fact,to execute and deliver the statement. Upon request,
Grantor will also use its best efforts to obtain and deliver to Beneficiary a written certificate from
each lessee of all or any portion of the Property that its lease is in effect, that there are no
defaults by the lessor under the lease, and that rent is not paid more than 30 days in advance.
1.15 Financial Information. If requested, within 90 days after the end of each of Grantor's
fiscal years, Grantor will give Beneficiary a complete copy of Grantor's financial statement for
the year, audited or reviewed by a certified public accountant(including balance sheet, income
statement, and statement of changes in financial position). Grantor will promptly provide to
Beneficiary any and all other financial information that Beneficiary may reasonably request from
time to time.
1.16 Condemnation.
(1) If any part of or interest in the Trust Property is taken or damaged by reason of any
public-improvement, eminent-domain, or condemnation proceeding, or in any similar manner(a
"Condemnation"), or if Grantor receives any notice or other information regarding such an
action, Grantor will give immediate notice of the action to Beneficiary.
(2) Beneficiary will be entitled to all compensation, awards, and other payments or relief
("Condemnation Proceeds") up to the full amount of the Obligations, and will be entitled, at its
option, to commence, appear in, and prosecute any Condemnation proceeding in its own or
Grantor's name and make any compromise or settlement in connection with the Condemnation.
If the Trust Property is taken in its entirety by Condemnation, all Obligations secured by this
Trust Deed, at Beneficiary's election, will become immediately due and collectible.
(3) Beneficiary may, at its sole option, apply the Condemnation Proceeds to the reduction of
the Obligations in any order that Beneficiary may determine, or allow all or any portion of the
Condemnation Proceeds to be applied by Grantor to the cost of restoring the remaining Trust
Property. If Beneficiary elects to apply the Condemnation Proceeds to restoration, the proceeds
will be held by Beneficiary and will be released only on any terms and conditions that
Beneficiary may require in its sole discretion, including but not limited to prior approval of plans
and release or waiver of liens. No Condemnation Proceeds will be released if Grantor is in
default under this Trust Deed. Any Condemnation Proceeds remaining after restoration of the
Improvements will be applied to reduce the Obligations in the order that Beneficiary determines.
ARTICLE 2
ASSIGNMENT OF LEASES,RENTS,ISSUES,AND PROFITS
2.1 Assignment. Grantor assigns and transfers to Beneficiary (1) all leases, subleases,
licenses, rental contracts, and other agreements, whether now existing or hereafter arising, and
relating to the occupancy or use of all or any portion of the Trust Property, including all
modifications, extensions, and renewals of them (the "Leases"), and (2) all rents, revenues,
issues, profits, income, proceeds, and benefits derived from the Trust Property and the lease,
rental, or license of all or any portion of the Trust Property, including but not limited to lease and
security deposits (collectively, the "Rents"). This assignment is intended by Grantor and
Beneficiary to create a present and unconditional assignment to Beneficiary, subject only to the
license set forth in section 2.4 below.
2.2 Rights of Beneficiary. Subject to the provisions of section 2.4 below giving Grantor a
revocable, limited license, Beneficiary has the right, power, and authority to:
(1) Notify any and all tenants, renters, licensees, and other obligors under any of the Leases
that the Leases have been assigned to Beneficiary and that all Rents are to be paid directly to
Beneficiary, whether or not Beneficiary has foreclosed or commenced foreclosure proceedings
against the Trust Property, and whether or not Beneficiary has taken possession of the Trust
Property;
(2) Discount, settle, compromise, release, or extend the time for payment of any amounts
owing under any of the Leases and any Rents, in whole or in part, on terms acceptable to
Beneficiary;
(3) Collect and enforce payment of Rents and all provisions of the Leases, and prosecute any
action or proceeding, in the name of Grantor or Beneficiary, with respect to any and all Leases
and Rents; and
(4) Exercise any and all other rights and remedies of the lessor in connection with any of the
Leases and Rents.
2.3 Application of Receipts. Beneficiary has the right, power, and authority to use and apply
any Rents received under this Trust Deed (1) for the payment of any and all costs and expenses
incurred in connection with enforcing or defending the terms of this assignment or the rights of
Beneficiary, and in collecting any Rents, and (2) for the operation and maintenance of the Trust
Property and the payment of all costs and expenses in connection with it, including but not
limited to the payment of utilities, taxes, assessments, governmental charges, and insurance.
After the payment of all such costs and expenses, and after Beneficiary has set up any reserves
that it deems necessary in its sole discretion for the proper management of the Trust Property,
Beneficiary will apply all remaining Rents collected and received by it to the reduction of the
Obligations in any order that Beneficiary may determine. Beneficiary's exercise of or failure to
exercise any of the rights or powers granted in this assignment will not constitute a waiver of
default by Grantor under this Trust Deed,the Note, or any of the other Loan Documents.
2.4 License. Beneficiary hereby grants to Grantor a revocable license to collect and receive
the Rents. This license may be revoked by Beneficiary, without notice to Grantor, on the
occurrence of any event of default under this Trust Deed, including any default by Grantor of its
covenants in this Article II. Unless and until the license is revoked, Grantor agrees to apply the
proceeds of Rents to the payment of the Obligations and to the payment of taxes, assessments,
governmental charges, insurance premiums, and other obligations in connection with the Trust
Property, and to the maintenance of the Trust Property, before using the proceeds for any other
purpose.
2.5 Covenants Regarding Leases. Grantor agrees (1)to observe and perform every
obligation of Grantor under the Leases; (2)to enforce or secure at its expense the performance of
every obligation to be performed by any lessee or other party under the Leases; (3)to promptly
give notice to Beneficiary of any default by a lessee or other party under any of the Leases, and
promptly provide Beneficiary with a copy of any notice of default given to the lessee or other
party; (4) not to collect any Rents more than 30 days in advance of the time when they become
due, or anticipate any other payments under the Leases, except for bona fide security deposits not
in excess of an amount equal to two months' rent; (5) not to further assign or hypothecate any of
the Leases or Rents; (6) except with Beneficiary's prior written consent, not to waive, release, or
in any other manner discharge any lessee or other party from any of its obligations under any of
the Leases; (7) except with Beneficiary's prior written consent, not to modify or amend any of
the Leases; (8) except with Beneficiary's prior written consent, not to cancel, terminate, or
accept surrender of any of the Leases unless Grantor has entered into a Lease for the space to be
vacated on terms at least as favorable to Grantor, commencing within 30 days after the
cancellation, termination, or surrender; (9) except with Beneficiary's prior written approval, not
to enter into any future Lease or any modifications of any present or future Lease; (10)to deliver
copies of all present and future Leases to Beneficiary promptly; and (11)to appear in and defend,
at Grantor's sole cost and expense, any action or proceeding arising out of or in connection with
the Leases or the Rents.
2.6 Tenant's Bankruptcy. If any Lease is rejected in any proceeding under the federal
Bankruptcy Code or any other federal, state, or local statute, no damage settlement may be made
without the prior written consent of Beneficiary. Grantor will request that any check in payment
of damages for rejection or termination of such a Lease will be made payable to both Grantor
and Beneficiary. Grantor hereby assigns any such payment to Beneficiary.
2.7 Limitation of Beneficiary's Obligations.Notwithstanding the assignment provided for
in this Article II, Beneficiary is not obligated to perform or discharge, and Beneficiary does not
undertake to perform or discharge, any obligation or liability with respect to the Leases or the
Rents. This assignment does not operate to place responsibility for the control, care,
maintenance, or repair of the Trust Property on Beneficiary, or to make Beneficiary responsible
for any condition of the Property. Beneficiary is accountable to Grantor only for the sums
actually collected and received by Beneficiary under this assignment. Grantor will hold
Beneficiary fully harmless from, indemnify Beneficiary for, and defend Beneficiary against any
and all claims, demands, liabilities, losses, damages, and expenses, including attorney fees,
arising out of any of the Leases, with respect to any of the Rents, or in connection with any claim
that may be asserted against Beneficiary on account of this assignment or any obligation or
undertaking alleged to arise from it.
2.8 Termination. The assignment provided for in this Article II will continue in full force
and effect until all the Obligations have been fully paid and satisfied. At that time, this
assignment and the authority and powers herein granted by Grantor to Beneficiary will cease and
terminate.
2.9 Attorney-in-Fact. Grantor irrevocably constitutes and appoints Beneficiary, and each of
its officers, as its true and lawful attorney-in-fact, with power of substitution, to undertake and
execute any and all of the rights, powers, and authorities described in this Article II with the
same force and effect as if undertaken or performed by Grantor, and Grantor ratifies and
confirms any and all such actions that may be taken or omitted to be taken by Beneficiary and its
employees, agents, and lawyers.
ARTICLE 3
SECURITY AGREEMENT AND FIXTURE FILING
To secure payment and performance of the Obligations, Grantor grants to Beneficiary a security
interest in the following: (1) the Trust Property to the extent that it is not encumbered by this
Trust Deed as a first-priority real estate lien; (2) all personal property that is used or will be used
in the construction of any Improvements on the Trust Property; (3) all personal property that is
now or will hereafter be placed on or in the Trust Property or Improvements; (4) all personal
property that is derived from or used in connection with the use, occupancy, or enjoyment of the
Trust Property; (5) all property defined in Oregon's version of the Uniform Commercial Code as
accounts, equipment, fixtures, inventory, and general intangibles, to the extent that they are used
at, or arise in connection with the ownership, maintenance, or operation of, the Trust Property;
(6)all causes of action, claims, security deposits, advance rental payments, utility deposits,
refunds of fees or deposits paid to any governmental authority, refunds of taxes, and refunds of
insurance premiums relating to the Trust Property; (7) all options, agreements, and contracts for
the purchase or sale of all or any part of the Trust Property or interests in the Trust Property; and
(8) all present and future attachments, accessions, amendments, replacements, additions,
products, and proceeds of every nature of the foregoing. This Trust Deed constitutes a security
agreement and a"fixture filing"under Oregon's version of the Uniform Commercial Code
regarding secured transactions. The mailing address of Grantor and the address of Beneficiary
from which information may be obtained are set forth in the cover sheet of this Trust Deed.
Grantor authorizes Beneficiary to file with all applicable governmental entities financing
statements and continuation statements evidencing the security interest granted in this Trust
Deed.
ARTICLE 4
EVENTS OF DEFAULT AND REMEDIES
4.1 Events of Default. Each of the following events, after such event is not remedied by
Borrower within thirty (30) days after written notice from Lender describing the non-
compliance, or such longer period as may be required, to address a delay which cannot be cured
within 30 days, as long as Borrower is diligently pursuing said cure, constitutes an event of
default under this Trust Deed and under each of the other Loan Documents:
(1) Nonpayment. Grantor's failure to pay any of the Obligations on or before the due date.
(2) Breach of Trust Deed Covenants. Grantor's failure to perform or abide by any covenant
in this Trust Deed when due.
(3) Breach of Other Loan Documents. Grantor's failure to perform or abide by any
covenant included in any other Loan Document, including without limitation those covenants in
the Note or any other Loan Document, after the expiration of any notice or cure period provided
for in the other Loan Document.
(4) Misinformation. Falsity when made in any material respect of any representation,
warranty, or information furnished by Grantor or its agents to Beneficiary in or in connection
with any of the Obligations, including the breach of any representation or warranty in this Trust
Deed.
(5) Other Indebtedness, Secondary Financing. Grantor's default beyond any applicable
grace periods in the payment of any other indebtedness owed by Grantor to any person, if the
indebtedness is secured by all or any portion of the Trust Property.
(6) Bankruptcy. The occurrence of any of the following with respect to Grantor, any
guarantor of the Obligations, or the then-owner of the Trust Property: (a)the appointment of a
receiver, liquidator, or trustee for such a party or any of its properties; (b) adjudication as a
bankrupt or insolvent; (c)the filing of any petition by or against such a party under any state or
federal bankruptcy, reorganization, moratorium, or insolvency law; (d)the institution of any
proceeding for dissolution or liquidation; (e) the inability to pay debts when due; (f) any general
assignment for the benefit of creditors; or(g) abandonment of the Trust Property.
(7) Transfer;Due-on-Sale;Due-on-Encumbrance. Any sale, gift, conveyance, contract for
conveyance, transfer, assignment, mortgage, encumbrance,pledge, or grant of a security interest
in all or any part of the Trust Property, or any interest in it, voluntarily, involuntarily, or by the
operation of law (a"Transfer"), without Beneficiary's prior written consent. The occurrence at
any time of any sale, conveyance, assignment, or other transfer of, or the grant of a pledge of or
security interest in, any equity or other beneficial interest in Grantor, including without limitation
any shares of capital stock, limited liability membership interest, or partnership interest in
Grantor, is a Transfer under this subsection (7). The provisions of this subsection (7) apply to
each and every Transfer, regardless of whether or not Beneficiary has consented to or waived its
rights in connection with any previous Transfer. Beneficiary may attach any conditions to its
consent under this subsection (7)that Beneficiary may determine in its sole discretion, including
without limitation an increase in the interest rate on the Note or the payment of transfer or
assumption fees, and the payment of administrative and legal fees and costs incurred by
Beneficiary.
4.2 Remedies in Case of Default. If an event of default occurs, Beneficiary or Trustee may
exercise any one or more of the following rights and remedies, in addition to any other remedies
that may be available by law, in equity, or otherwise:
(1) Acceleration. Beneficiary may declare all or any portion of the Obligations immediately
due and payable.
(2) Receiver. Beneficiary may have a receiver appointed for the Trust Property. Beneficiary
is entitled to the appointment of a receiver as a matter of right whether or not the apparent value
of the Trust Property exceeds the amount of the indebtedness secured by this Trust Deed.
Employment by Trustee or Beneficiary does not disqualify a person from serving as a receiver.
Grantor consents to the appointment of a receiver at Beneficiary's option and waives any and all
defenses to such an appointment.
(3) Possession. Beneficiary may, either through a receiver or as lender-in-possession, enter
and take possession of all or any part of the Trust Property and use, operate, manage, and control
the Trust Property as Beneficiary deems appropriate in its sole discretion. Upon request after an
event of default, Grantor will peacefully relinquish possession and control of the Trust Property
to Beneficiary or any receiver appointed under this Trust Deed.
(4) Rents. Beneficiary may revoke Grantor's license to collect the Rents, and may, either
itself or through a receiver, collect the Rents. Beneficiary will not be deemed to be in possession
of the Property solely by reason of its exercise of the rights contained in this subsection (4). If
Beneficiary collects the Rents under this subsection, Grantor hereby irrevocably appoints
Beneficiary as Grantor's attorney-in-fact, with power of substitution, to endorse instruments
received in payment of the Rents in the name of Grantor and to negotiate those instruments and
collect their proceeds. After payment of all Obligations, any remaining amounts will be paid to
Grantor and this power will terminate.
(5) Power of Sale. Beneficiary may direct Trustee, and Trustee will be empowered,to
foreclose this Trust Deed by advertisement and sale under the Oregon Trust Deed Act.
(6) Foreclosure. Beneficiary may judicially foreclose this Trust Deed and obtain a judgment
foreclosing Grantor's interest in all or any part of the Property and awarding Beneficiary a
judgment lien in the amount of any deficiency remaining under the Obligations after sale of the
Trust Property by the county sheriff and application of the sale proceeds to the expenses of sale
and the Obligations.
(7) Fixtures and Personal Property. With respect to any Improvements and other personal
property subject to a security interest in favor of Beneficiary, Beneficiary may exercise any and
all of the rights and remedies of a secured party under Oregon's version of the Uniform
Commercial Code.
(8) Abandonment. Beneficiary may abandon all or any portion of the Trust Property by
written notice to Grantor.
4.3 Sale. In any sale under this Trust Deed or in accordance with any judgment,the Trust
Property, to the extent permitted by law, may be sold as an entirety or in one or more parcels and
in any order that Beneficiary may choose, without regard to the right of Grantor, any person
claiming under Grantor, or any guarantor or surety to the marshaling of assets. Trustee will
convey the Trust Property to the purchaser at such a sale, and the purchaser will take title to the
Trust Property or the part of it so sold, free and clear of Grantor's estate, the purchaser being
hereby discharged from all liability to see to the application of the purchase money. The recitals
in the deed from Trustee will be conclusive in favor of a purchaser for value in good faith relying
on them. Any person, including Beneficiary and its officers, agents, and employees, may
purchase at such a sale, other than the Trustee.
4.4 Cumulative Remedies. All remedies under this Trust Deed are cumulative and not
exclusive. Any election to pursue one remedy does not preclude the exercise of any other
remedy. An election by Beneficiary to cure under section 1.13 does not constitute a waiver of the
default or of any of the remedies provided in this Trust Deed.No delay or omission in exercising
any right or remedy impairs the full exercise of that or any other right or remedy or constitute a
waiver of the default.
4.5 Receiver or Mortgagee-in-Possession. Upon taking possession of all or any part of the
Trust Property, Trustee, Beneficiary, or a receiver may:
(1) Management. Use, operate, manage, control, and conduct business with the Trust
Property and make expenditures for any purpose and for any maintenance and improvements that •
it deems reasonably necessary.
(2) Rents and Revenues. Collect all Rents, revenues, income, issues, and profits from the
Trust Property and apply those sums to the reasonable expenses of use, operation, management,
maintenance, and Improvements.
(3) Construction. At its option, complete any construction in progress on the Property and, in
that connection, pay bills, borrow funds, employ contractors, and make any changes in plans and
specifications as it deems appropriate.
(4) Additional Indebtedness. If the revenues produced by the Trust Property are insufficient
to pay expenses, borrow or advance sums on any terms that it deems reasonably necessary for
the purposes stated in this section. All advances will bear interest, unless otherwise provided, at
the rate set forth in the Note, and repayment of those sums will be secured by this Trust Deed.
4.6 Application of Proceeds. Subject to the rights of any senior lenders, all proceeds
realized from the exercise of the rights and remedies under section 4.2 will be applied as follows:
(1) Costs and Expenses. To pay all costs of exercising the rights and remedies, including the
costs of maintaining and preserving the Trust Property, the costs and expenses of any receiver or
lender-in-possession, the costs of any sale, and the costs and expenses provided for in section 5.7
below.
(2) Indebtedness. To pay all Obligations, in any order that Beneficiary may determine in its
sole discretion.
(3) Surplus. The surplus, if any, remaining after satisfaction of all the Obligations to pay the
clerk of the court in the case of a judicial foreclosure proceeding, and otherwise to Grantor.
4.7 Deficiency.No sale or other disposition of all or any part of the Trust Property under
section 4.2(6) may be deemed to relieve Grantor of any of the Obligations, except to the extent
that the proceeds are applied to the payment of the Obligations. If the proceeds of a sale, a
collection, or other realization of or on the Trust Property are insufficient to cover the costs and
expenses of the realization and the payment in full of the Obligations, Grantor will remain liable
for any deficiency to the fullest extent permitted by law.
4.8 Waiver of Stay,Extension, Moratorium, and Valuation Laws. To the fullest extent
permitted by law, Grantor waives the benefit of any existing or future stay, extension, or
moratorium law that may affect observance or performance of the provisions of this Trust Deed
and any existing or future law providing for the valuation or appraisal of the Trust Property
before any sale.
ARTICLE 5
GENERAL PROVISIONS
5.1 Time Is of the Essence. Time is of the essence with respect to all covenants and
obligations of Grantor under this Trust Deed.
5.2 Reconveyance by Trustee. At any time on the request of Beneficiary, payment of
Trustee's fees, if any, and presentation of this Trust Deed, without affecting liability of any
persons for the payment of the Obligations, Trustee may reconvey, without warranty, all or any
part of the Trust Property. The grantee in any reconveyance may be described as the "person or
persons legally entitled thereto," and the recitals of any facts will be conclusive proof of their
truthfulness.
5.3 Notice. Except as otherwise provided in this Trust Deed, all notices pertaining to this
Trust Deed must be in writing and may be delivered by hand, or mailed by first-class, registered,
or certified mail, return receipt requested, postage prepaid, and addressed to the appropriate party
at its address set forth at the outset of this Trust Deed. Any party may change its address for
receiving notices from time to time by notice to the other parties.Notices given by mail in
accordance with this paragraph will be deemed to have been given on the date of mailing; notices
given by hand will be deemed to have been given when actually received.
5.4 Substitute Trustee. Beneficiary may at any time substitute one or more trustees to
execute the trust hereby created, and the new trustee or trustees will succeed to all the powers
and duties of the prior trustee or trustees.
5.5 Trust Deed Binding on Successors and Assigns. This Trust Deed is binding on and
inures to the benefit of the successors and assigns of Grantor, Trustee, and Beneficiary. If the
Trust Property or any portion of it becomes vested in any person other than Grantor, Beneficiary
will have the right to deal with the successor regarding this Trust Deed,the Trust Property, and
the Obligations in any manner that Beneficiary deems appropriate in its sole discretion, without
notice to or approval by Grantor and without impairing Grantor's liability for the Obligations.
5.6 Indemnity. Grantor will defend and indemnify Beneficiary and Trustee and their
respective directors, officers, employees, agents, and attorneys and hold them harmless from and
against any and all claims, demands, damages, liabilities, and expenses, including but not limited
to attorney fees and court costs, arising out of or in connection with Trustee's or Beneficiary's
interest under this Trust Deed, except that Grantor is not required to defend and indemnify
Beneficiary and Trustee and hold them harmless for their own negligence, willful misconduct, or
acts in violation of applicable law.
5.7 Expenses and Attorney Fees. If Beneficiary refers any of the Obligations to an attorney
for collection or seeks legal advice after a default, if Beneficiary is the prevailing party in any
litigation instituted in connection with any of the Obligations, or if Beneficiary or any other
person initiates any judicial or nonjudicial action, suit, or proceeding in connection with any of
the Obligations or the Trust Property (including but not limited to proceedings under federal
bankruptcy law, eminent domain, or probate proceedings, or in connection with any state or
federal tax lien), and Beneficiary employs an attorney to appear in such an action, suit, or
proceeding, or to reclaim, sequester, protect, preserve, or enforce Beneficiary's interests, or to
seek relief from a judicial or statutory stay,then in such an event Grantor must pay reasonable
attorney fees, costs, and expenses incurred by Beneficiary or its attorney in connection with the
above-mentioned events or any appeals related to them, including but not limited to costs
incurred in searching records, the cost of title reports, and the cost of surveyors' reports. Those
amounts are secured by this Trust Deed and, if not paid on demand, will bear interest at the rate
specified in the Note. All legal expenses or attorneys' fees include those fees and costs, whether
or not incurred in connection with collection, mediation, arbitration, and litigation, and if
incurred in connection with litigation, including such fees, expenses, and costs as are incurred at
trial and on appeal or discretionary review
5.8 Applicable Law. The Trust Deed and its validity, interpretation, performance, and
enforcement are governed by Oregon law, without regard to principles of conflicts of laws.
Venue for all actions or proceedings relating to or arising out of the Trust Deed shall be in the
County in which the premises are located.
5.9 Captions. The captions to the sections and paragraphs of this Trust Deed are included
only for the convenience of the parties and do not define, diminish, or enlarge the rights of the
parties or affect the construction or interpretation of any portion of this Trust Deed.
5.10 "Person" Defined. As used in this Trust Deed, the word "person" means any natural
person, limited liability company, partnership, trust, corporation, or other legal entity of any
nature.
5.11 Severability. If any provision of this Trust Deed is held to be invalid, illegal, or
unenforceable,that invalidity, illegality, or unenforceability will not affect any other provisions
of this Trust Deed, and the other provisions will be construed as if the invalid, illegal, or
unenforceable provision had never been contained in the Trust Deed.
5.12 Entire Agreement. This Trust Deed contains the entire agreement of the parties with
respect to the Trust Property.No prior agreement, statement, or promise made by any party to
this Trust Deed that is not contained in this Trust Deed is binding or valid.
5.13 Commercial Property. Grantor covenants and warrants that the Property and
Improvements are or will be used by Grantor exclusively for business and commercial purposes.
5.14 Standard for Discretion. If this Trust Deed is silent on the standard for any consent,
•
approval, determination, or similar discretionary action, the standard is reasonable.
5.15 Land Use Disclaimer.
BEFORE SIGNING OR ACCEPTING THIS INSTRUMENT, THE PERSON
TRANSFERRING FEE TITLE SHOULD INQUIRE ABOUT THE PERSON'S RIGHTS,
IF ANY, UNDER ORS 195.300, 195.301 AND 195.305 TO 195.336 AND SECTIONS 5
TO 11,CHAPTER 424, OREGON LAWS 2007, SECTIONS 2 TO 9 AND 17,CHAPTER
855, OREGON LAWS 2009, AND SECTIONS 2 TO 7, CHAPTER 8, OREGON LAWS
2010. THIS INSTRUMENT DOES NOT ALLOW USE OF THE PROPERTY
DESCRIBED IN THIS INSTRUMENT IN VIOLATION OF APPLICABLE LAND USE
LAWS AND REGULATIONS. BEFORE SIGNING OR ACCEPTING THIS
INSTRUMENT, THE PERSON ACQUIRING FEE TITLE TO THE PROPERTY
SHOULD CHECK WITH THE APPROPRIATE CITY OR COUNTY PLANNING
DEPARTMENT TO VERIFY THAT THE UNIT OF LAND BEING TRANSFERRED IS
A LAWFULLY ESTABLISHED LOT OR PARCEL, AS DEFINED IN ORS 92.010 OR
215.010, TO VERIFY THE APPROVED USES OF THE LOT OR PARCEL, TO
DETERMINE ANY LIMITS ON LAWSUITS AGAINST FARMING OR FOREST
PRACTICES,AS DEFINED IN ORS 30.930,AND TO INQUIRE ABOUT THE RIGHTS
OF NEIGHBORING PROPERTY OWNERS, IF ANY, UNDER ORS 195.300, 195.301
AND 195.305 TO 195.336 AND SECTIONS 5 TO 11,CHAPTER 424, OREGON LAWS
2007, SECTIONS 2 TO 9 AND 17, CHAPTER 855, OREGON LAWS 2009, AND
SECTIONS 2 TO 7, CHAPTER 8, OREGON LAWS 2010.
5.16 Statute of Frauds.
UNDER OREGON LAW, MOST AGREEMENTS,PROMISES AND
COMMITMENTS CONCERNING LOANS AND OTHER CREDIT
EXTENSIONS WHICH ARE NOT FOR PERSONAL, FAMILY, OR
HOUSEHOLD PURPOSES OR SECURED SOLELY BY
GRANTOR'S/BORROWER'S RESIDENCE MUST BE IN WRITING,EXPRESS,
CONSIDERATION AND BE SIGNED BY AN AUTHORIZED,
REPRESENTATIVE OF US TO BE ENFORCEABLE, 1-
Gi CnGJ `�) 1 cxe`"P r( r
GRANTOR
Community Partners for Affordable Housing, an
Oregon nonprofit corporation
By: Rachael Duke
Title: Executive Director
STATE OF OREGON )
'�����"" t( `\ ) ss.
County of �6"VIn,1,`t1 )
The foregoing instrument was acknowledged before me on this 1'day of C Cici) -C
202k, by' cite\ OtAY_2 as the Execc),4twwD:re ci 4 of I 1'
arcs Cr n('c.,rdl.�lsz l ,G.,-.`fit a'�"- "6"1 z31' Pte` '
OFFICIAL STAMP
^.� g"N Notary Public for Oregon
'9) On
COOrAR YR MMISSION NO-.1004732 My commission expires: lo'U-Z01(1
MY COMMISSION EXPIRES OCTOBER 11,2024
EXHIBIT A
Property Description
•
•
Legal Description •
PARCEL 1 OF PARTITION PLAT NO. 2021-021, IN THE CITY OF TIGARD, COUNTY OF WASHINGTON AND
STATE OF OREGON.
•
I1
CONSENT OF LIENHOLDER / 7
THE UNDERSIGNED, is the holder of a Deed of Trust dated 04-11.91), , 2021, which has
been or will be recorded in the land records of Washington County, Oregon , securing the payment of an _
obligation of Community Partners for Affordable Housing, and encumbering the land described on Exhibit
A ( the " Property" ) . Notwithstanding Section 1 .4 of the Undersigned ' s Deed of Trust, the Undersigned
hereby consentsto th Trust Deed , Assignment of Leases and Rents, Security Agreement, and Fixture
Filing dated 01nx %O i ( , 2021 , for the benefit of Town Center Development Agency, which
will be recorded in th land records of Washington County, Oregon, securing the payment of another
obligation of Community Partners for Affordable Housing and encumbering the Property .
IN WITNESS WHEREOF, this Consent of Lienholder is executed on 6110 7 , 2021 .
LIENHOLDER :
WALTER AMAN , an individual
STATE OF OREGON
0 ) ss .
County of MU,I4JI/�I..l"r_
The foregoing instrument was acknowledged before me on this 1 12-
ay of a1U 1' , 2021, by
Walter Aman , an individual .
f ' ., OFFICIAL STAMP
-
r _ , a AMY RUTH STEVENSON
NOTARY PUBLIC - OREGON
`; ,o COMMISSION NO. 1004732 Notary Public for Oregon
MY COMMISSION EXPIRES OCTOBER 11 , 2024 C
• My commission expires : L
Exhibit A
Legal Description •
[To be attached ] •
Legal Description
PARCEL 1 OF PARTITION PLAT NO . 2021 -021 , IN THE CITY OF TIGARD, COUNTY OF WASHINGTON AND
STATE OF OREGON